What are the grades of social security payment base? How to calculate the social security payment base?

What are the grades of social security payment base? How to calculate the social security base?

1. What are the grades of social security base?

The payment base of urban workers is mainly divided into three grades, which are 60%, 100% and 300% respectively. Someone asked why the maximum payment base can only reach 300%. In fact, it is mainly to limit the situation that the pension gap is too large, which means that the maximum can only be three times the average social wage.

Endowment insurance, the company pays 16% and the individual pays 8%.

Medical insurance, the company pays 10%, and the individual pays 2%.

Maternity insurance, the company's ratio is 0.8%, and individuals do not have to pay.

Unemployment insurance, the proportion of companies is 0.8%, and the proportion of individuals is 0.2%.

Industrial injury insurance, the company's ratio is 0.2%- 1.9%, and individuals do not have to pay it.

Second, how to calculate the social security base?

Everyone's social security contribution base is related to our personal wage income, and different types of insurance have different requirements for the upper and lower limits of the base. Let's take the endowment insurance in Guangzhou on 20 16 as an example. The payment base is between 2906 yuan and 16575 yuan. If the salary is 2500 yuan, the minimum salary is 2906 yuan. If the salary is higher than the maximum and the monthly salary is 20,000 yuan, it will be calculated as the maximum 16575 yuan.

Our personal social security base has a great relationship with personal wage income, and generally different types of insurance have different requirements for the base. For example, your salary is 2500 yuan, which is lower than the minimum amount, and the payment base is calculated as the lowest 2906 yuan; If your salary is higher than the maximum limit, the monthly salary is 20,000 yuan, and the payment base is calculated as the maximum 16575 yuan; If your salary is 6000 yuan, between the highest and lowest, then the actual salary is 6000 yuan. However, in practice, the payment base of employees is determined by enterprises, and many enterprises will directly adopt the lowest payment base.