Is there any effect of social security broken payment?

A. Why can't you cut off social security?

The first point need not be said, in the big city people know how important continuous social security. For example, in Beijing, if you are a foreign household, only continuous social security for five years in order to buy a car in Beijing and buy a house, where the social security only includes five insurance. As long as there is a break of one day, the five years will have to be recalculated.

Secondly, you have to pay for 15 years of old-age insurance before you can retire for life. The same is true for medical insurance, which requires women to pay for 20 years and men to pay for 25 years before they can retire for life. The worst thing is that you don't have enough years to pay for it, you know. The point here is that both pension and medical care are cumulative, and can be renewed even if they are broken.

Other insurance breaks do not have a great impact, unemployment insurance, maternity insurance, housing provident fund, these three, as long as the use of the former paid enough 1 year on the line, work injury insurance that is to pay for the use of. Here to nag a word, social security is mandatory payment, that is, you work in the unit on a day shift will have to pay a day of social security, so, during the work period to pay which, not to pay which in fact, there is no room for choice.

Two, social security break how to do?

If you're looking to buy a house or a car, be sure to pay attention: don't break it!

Even if you break a month, according to the provisions of Beijing, make up no chance, five years from scratch. A lot of friends who change jobs will face this problem, work breaks no one to help you pay, be sure to find an intermediary in advance of the transition, there are a lot of online to help pay for social security intermediary companies, in accordance with the minimum base payment can be.

If you are aiming to enjoy a lifetime of medical care to go, pay attention to the following two points:

1, pension and medical insurance years can be accumulated, if the interruption, pay enough years can be. If you reach the retirement age, or not enough to pay the minimum number of years of contributions, the Beijing account can apply for an extension of contributions, foreign account to pay enough 10 years to apply for an extension of contributions, not enough 10 years can only be transferred back to the location of the account to continue to pay.

2, health insurance broken, health insurance treatment from the next month onwards will stop, re-payment is still reimbursement. In the event of a break in payment, the medical card will have 2 to 3 months of recovery period, in these 2 to 3 months can only be manually reimbursed, it can not be automatically reimbursed by the medical card. Of course, this is only the provisions of the Beijing, there are other local regulations, if you break more than 2 months, there will be a 6-month waiting period, the 6 months you can not be reimbursed.

Three, change the place of work, social security how to do?

Of course, you have to renew it and make sure to transfer it!

Nowadays, many people leave the country and give up the social security that they paid before, thinking that it's not useful to go back and pay again. If you have been in Beijing for 15 years on the social security, from the age of 25 to 40 years old, 40 years old back home without transferring the social security, back home again on the, you can not even enough years of contributions to health insurance, then even the pension and lifelong health insurance treatment are not, before the hard work on the social security for so many years is not a big loss.

Four, five insurance how to transfer?

In the original unit and the city's social security center to open a voucher for participation in the payment of fees, brought to your hometown social security institutions, if there is already a unit in the hometown, directly to the unit to deal with it.

These are the old-age insurance that you can transfer all of your personal portion and 12% of the unit's contribution. Medical insurance can transfer your contribution years, the individual part of it out of the self use. Unemployment, work injury, maternity insurance is generally not required to transfer, go to the new unit directly on the line.

Fifth, how to transfer the provident fund?

You have to go to your hometown's provident fund management center to open a "new unit to receive proof", "local provident fund center to establish the account certificate", "local provident fund center bank account opening bank name "These three documents, to the original unit for account transfer. If you don't transfer, this side will give you a sealed deposit, you can take out after retirement.