Is the social security card still useful when people die?

Social security cards can't be used when people die.

After the death of the insured, his medical insurance card is no longer used; Survivors need to cancel their medical insurance cards according to law. However, the balance of the insured's personal account can be inherited, and the heir can apply to transfer the remaining account balance to his own account. When handling such procedures, the heirs need to provide death certificates, household registration books, identity certificates and other relevant documents and materials, so that social insurance agencies can handle the withdrawal of personal account balance.

Functions and application scenarios of social security cards;

1. Identity authentication: the social security card has the function of identity authentication and can be used as identification when seeking medical treatment or purchasing medicines;

2. Medical services: social security cards are used for medical settlement in medical institutions, and some medical expenses can be paid directly by credit card;

3. Social Security Inquiry: Cardholders can inquire about personal social security payment records and treatment collection through social security cards;

4. Electronic wallet: Social security cards in some areas have the function of electronic wallet, which can be used for small consumption payment;

5. Information record: The social security card records the social security information of the cardholder, including medical insurance, endowment insurance and other information.

To sum up, the social security card cannot be used after death, and the survivors need to cancel the medical insurance card, but the balance of the personal account can be inherited and transferred to the heir account, and relevant documents and materials need to be provided to go through the formalities.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 14

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.