What's the difference between buying comprehensive medical insurance?

1, which contains different types of insurance.

Comprehensive insurance includes work-related injuries (or accidental injuries), hospitalization and pension subsidies. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Therefore, social insurance needs unemployment insurance and maternity insurance more than comprehensive insurance.

2. The payment time is different.

The comprehensive insurance premium is paid in three months, and the comprehensive insurance premium is paid for three months at a time. Social security means that the unit pays according to the specified payment ratio and base every month after handling it, and the specific payment time is mainly based on the local social security payment time.

3. The social security payment base is different.

Local social security payment bases are linked to local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. Once a year, it will not change within one year after confirmation. The time to apply for adjusting the social security base is generally in July.