Payment ratio of five insurances and one gold in Guizhou Province

Payment ratio of five insurances and one gold in Guizhou:

1. Endowment insurance: 20% for the unit and 8% for the individual employees;

2. Medical insurance: 7.5% for units and 2% for individual employees;

3. Unemployment insurance: From March 65438 to March 1, 2065438, the unemployment insurance rate in Guizhou Province was temporarily reduced from the current 3% to 2%, of which the contribution rate of the insured units was 1.5%, and the individual contribution rate of the insured employees was 0.5%;

4. Work-related injury insurance: The employer shall implement the industry benchmark rate for the initial payment. Two or three kinds of industry benchmark rates can be implemented in accordance with the law after a period of time, a class of industries do not implement floating rates. The specific measures for floating rates shall be formulated separately by the municipal social insurance administrative department in conjunction with the departments of finance, health and safety supervision, and individual employees shall not bear the payment;

5. Maternity insurance: the average monthly salary of employees of the employer above the year is the payment base, and the maternity insurance premium is paid by 0.7% before 10 every month, and employees do not pay maternity insurance premium;

6. The proportion of employees and units who pay housing provident fund is 5% (that is, employees bear 5% and units bear 5%), but qualified units can apply for increasing the proportion of employees and units who pay housing provident fund with the approval of the Municipal Housing Provident Fund Management Center, but it cannot exceed two 12% (that is, employees bear 12% and units bear12).

First, the following medical expenses are not included in the basic medical insurance fund payment scope:

1. should be paid from the industrial injury insurance fund;

2. Should be borne by a third person;

3. It should be borne by public health;

4. Go abroad for medical treatment.

Two, the unemployed meet the following conditions, receive unemployment insurance money from the unemployment insurance fund:

1. Before unemployment, the employer and I have paid unemployment insurance premiums for one year;

2. Discontinue employment not because of my will;

3. Persons who have registered unemployment and have job requirements.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.