Is the social security card for newborns also available at any bank?

Conclusion: The social security card application for newborns is not available at all banks; the correct process is to be carried out at the social security office of the local administrative service hall in the place where the newborn was born.

The specific steps are as follows:

First of all, parents need to get the "Registration Form for Urban Residents' Basic Medical Insurance Participation" in the community where the baby was born and fill in the relevant information. Bring along the necessary documents including the original hukou and a copy of the hukou, usually a copy of the first page of the hukou and a copy of the baby's page. If the baby has not yet applied for an ID card, providing the ID number is also necessary.

Secondly, the guardian is required to prepare a photo with the participant (baby), usually a 2-inch photo is needed, the number of which may vary according to local regulations, so it is recommended to know the relevant policies well in advance.

When it comes to processing time, it is recommended to complete the process within three months of the baby's birth, as some places have a "green channel" so that health insurance benefits can be enjoyed from the date of birth. If it is more than three months but less than a year old, it will be available from the following month; if it is available after a year old, it will be available from January 1 of the following year.

Finally, when a newborn is hospitalized for illness, he or she can be reimbursed according to the stipulated reimbursement rate after applying for a medical insurance card. Usually, the reimbursement rates for first, second and third level hospitals are 80%, 70% and 60% respectively, and the maximum payment limit is 50,000 yuan for the medical insurance fund, and up to 100,000 yuan for the medical insurance for major diseases.

The above information comes from the Baidu encyclopedia on health insurance and the China Health Insurance Network on health insurance reimbursement for newborns.