How much do you pay annually for the new rural pension insurance in Anhui Province? How much do you have to pay?How much do you get each year after 60 years old

Insurance editor to help you answer, more questions can be answered online.

The current pension calculation formula is as follows:

Pension = 70 + personal account savings / 139 = 70 + (300 + 30) * 15/139 = 105.61

Farmers to participate in the old age pension insurance, formerly known as the New Farmers Insurance, is now uniformly known as the Urban and Rural Residents Pension Insurance. The contribution standard for urban and rural residents' old-age insurance is set at 12 levels of 100, 200, 300, 400, 500, 600, 700, 800, 900, 1,000, 1,500 and 2,000 yuan per year. The standards vary from place to place.

The money you can receive after age 60 by joining the urban and rural residents' pension insurance consists of a basic pension and a personal account pension.

The current basic pension standard is 70 yuan per person per month, which is the minimum standard of basic pension, and this money is given to you by the state free of charge, and it will be increased in due course according to the economic development and price changes. Moreover, the basic pension is generally higher than 70 yuan everywhere.

And the personal account pension, the monthly payment standard for the personal account of all the reserves divided by 139. suppose: you choose to contribute 300 yuan a year, the local government annual subsidy of 50 yuan, contributions for 30 years, the average annual interest rate of 3%, to the age of 60 years old when the accumulated reserves of the personal account of 16,651 yuan, divided by 139, the monthly personal account pension of 120 yuan.

So, with a base pension of 70 yuan, plus a personal account pension of 120 yuan, you get 190 yuan a month. Note that this is at least 190 yuan per month, which is 2,280 yuan per year. As you can see, it's still a good deal.

New Rural Pension Insurance Process

①Scope of Participation: Rural residents who have local rural household registration and are 16 years old or older (excluding school students) who are not enrolled in the basic pension insurance for urban workers.

②Required documents: original ID card, two copies of the ID card, the original hukou, two copies of the hukou, four 1-inch bareheaded photographs (60 years old and above 6).

③Processing method: to the village street to fill out the "registration form" 4 copies, "household registration form" 2 copies, affixed photos, and confirmed by the person's signature and fingerprints. 16 to 59 years of age to independently choose the contribution level (100 to 1000) to pay, by the village staff to issue receipts and fill out the "payment details". 60 years of age or older do not need to pay, fill out the "entitlement to apply for two copies of the table, and submit a copy of the passbook two. Submit two copies of the passbook.

How to pay the new rural pension insurance?

①Periodic payment: This method is used in areas and people with relatively stable or affluent incomes, such as township enterprises, which can pay premiums on a monthly or quarterly basis, and farmers in affluent areas, which can pay premiums on a semi-annual or yearly basis, and the amount of premiums can be either a percentage of the income, or a certain amount of money.

②Indeterminate payment: most areas due to income instability and the way to pay more in the year of abundance, less in the year of arrears, slow payment in the year of disaster. When the family income is good to pay, not pay when it is not good.

3) One-time payment: Most of the farmers are old enough to pay the premiums according to the level of protection in their old age, and receive the pension after 60 years old according to the regulations.

How much do I have to pay for the new rural pension insurance?

①In terms of individual contributions, those who participate in the new rural social pension insurance in the future should pay the required pension insurance premiums. Contribution standards are currently set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1,000 yuan, 1,500 yuan, 2,000 yuan 12 grades, the provincial (autonomous regions and municipalities) people's governments can set up additional contribution grades according to the actual situation, and the highest contribution grades standard in principle does not exceed the annual payment of the local flexibly employed persons to participate in the basic pension insurance for employees. Employee basic pension insurance annual contributions. The insured person independently chooses the level of contribution and gets more benefits when he or she pays more.

② in the export subsidies, respectively, to determine the minimum annual subsidy of 45 yuan to 65 yuan per person, per person per month pension standard minimum of 120 yuan. At the same time to encourage long-term contributions, the cumulative contributions of 15 years of farmers and herdsmen, each additional year of contributions, increase the basic pension of no less than 2 yuan per month.

③ In terms of entrance subsidies, a minimum subsidy of 20 yuan to 60 yuan per person per year was determined respectively. At the same time to encourage more contributions, for those who choose to pay more than 100 yuan class, each higher class of contributions, per person per year, an increase of subsidies of not less than 5 yuan.

4 For the severely disabled and other difficult groups, the government pays the minimum standard pension insurance premiums on their behalf.

New Rural Pension Insurance Calculation Methods

Because of the different economic levels and policies in different places, you need to ask the local social security bureau about the specific contribution level.

The new rural social pension insurance treatment consists of a basic pension and personal account pension, paid for life.

Monthly pension=base pension+total amount of individual account÷139.

Base pension=standard 55 yuan (to be adjusted in the future in accordance with the national policy) + 1 yuan for each additional year of base pension after 15 years of contributions;

Total amount of individual account=individual contributions+government subsidies+collective subsidies+social and personal support+interest generated by the above amount;< /p>

If you are 46 years old this year, each year according to the standard contribution of 100 yuan, 15 years of continuous contributions, personal *** counting contributions of 1500 yuan, when you reach the age of 60 years old, the monthly pension standard = [55 yuan + 0 (after 15 years of contributions after each additional year of basic pension increased by 1 yuan)] + {[(100 + 30) × 15 years + 0 (collective subsidies, social and personal support, etc.)] + interest (This measurement is the compounded interest calculated at the bank's latest interest rate of 3% without variation)}÷139=$72.39.