What is the medical insurance that students pay?

The medical insurance that students run in the school is the medical insurance for college students. The usage method is as follows:

1. The insured person needs to bring his social security card and the original identity certificate to the corresponding bank outlet to activate the social security card, and the medical insurance account will return to normal after activation. Use social security card to directly enable social security function in designated medical insurance hospitals. When the insured person uses the social security card for the first time in a designated medical institution, he can directly activate the social security function only by handling the outpatient or inpatient registration business normally;

2. When the insured uses the social security card for the first time in the designated medical insurance pharmacy, he can activate the social security card by inserting the original medical insurance card and then inserting the social security card as required.

Student medical insurance payment process is as follows:

1. The school uploads the collected information of students and guardians to the social security information system, and the social security information system verifies the admission conditions and payment amount of students;

2. According to the feedback from the social security information system, the school informs the students who meet the insurance conditions to pay medical insurance premiums;

3. Students who apply for insurance payment should pay this year's medical insurance premium to their school after receiving the notice from the school;

4. The school uploads the information of paying students to the social security information system;

5. After the school collects the medical insurance premiums paid by all students, the social security institutions will deduct them from the accounts designated by the school.

Medical insurance reimbursement process:

1, diagnosed and treated in the designated medical insurance hospital.

Every city will have designated hospitals for medical insurance. Only when you are treated in a designated medical insurance hospital can you be reimbursed by medical insurance. Therefore, if you want to use medical insurance, you must go to the designated hospital for medical insurance and go through the relevant registration procedures;

2. Prepare discharge information

Prepare discharge materials in advance when you leave the hospital, such as disease diagnosis, discharge records, medical records, etc. Usually talk to the doctor during treatment. If we need these materials, the doctor will help us prepare them. You'd better make a copy of these materials after you get them. One is submitted to the medical insurance reimbursement office, and the other is reserved for use;

3. Discharge settlement

Take the hospitalization list and invoice to the hospital for settlement. After that, you can take the relevant information to the medical insurance reimbursement department for reimbursement review;

4. Wait for the expense reimbursement to arrive.

A receipt will be received after the data is handed over, and the reimbursement amount will be received within 15 days. You just have to wait patiently.

To sum up, students with full-time student status in all kinds of secondary schools (including vocational high schools), primary schools and special education schools can participate in medical insurance regardless of household registration or nationality.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.