Jingzhou social security payment standard 2022

According to the "Notice on the Standard of Social Insurance Payment Base in Hubei Province in 2022", the reporter learned yesterday that the monthly standard of social insurance payment base in our city in 2022 (from July 2022 1 day to June 30, 2023) is 5,750 yuan, the upper limit of individual payment base is17,250 yuan/month, and the lower limit of individual payment base is 32,250 yuan.

At the same time, the contribution rate of flexible employees in our city is 20%. According to the requirements of the whole province, the payment grade of flexible employees is set to 9 files. Our city belongs to the area outside China, and a lower limit file has been added. Individuals who pay fees independently choose the payment grade according to their economic conditions (payment amount = the number of months to be paid * the monthly payment amount of the selected grade); Retirees should pay fees until the month of retirement.

I. Social security is handled and renewed in two ways:

1. To pay in the name of an individual, you need to apply to the social security bureau where your household registration is located. Insurance procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc. And can only apply for pension and medical insurance.

(1) How much to pay is calculated according to the local social wage in the previous year, which varies from year to year.

For example:

The average salary of a local community is 20,000, so the payment of old-age insurance is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year.

In addition, it is also stipulated that the lowest grade and the highest grade are not less than 60% of the average monthly salary of social workers, and the highest grade is 300% of the average monthly salary of employees. Generally, the lowest grades are mostly.

(2) In addition, the minimum payment period of old-age insurance is 180 months, that is, 15 years, and medical insurance needs to be paid for at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as you renew your fees).

2. Either purchase or continue to pay social security as a company. It is a foreign hukou, and social security can only be purchased through the unit.

In addition, if we apply for social security, it is better for the second unit to pay it, because the unit will bear a large part of the expenses for us, thus reducing the pressure on our own payment.

Second, the concept of social security contribution ratio:

1. The proportion of social security contributions consists of individual contributions and unit contributions. Social security contributions vary from place to place, and the base is based on total wages. Because the payment base and compensation base of the five major social insurance types, such as pension, work injury, medical care, maternity and unemployment, are all linked to the average salary of employees on the job last year, the increase of the average salary level will bring about the adjustment of various social insurance types.

2. Due to objective reasons, the calculation standards of domestic cities may be different.

Third, the payment ratio:

1, endowment insurance

(1) Individual contributions are based on the average monthly salary of employees in the previous year (the minimum is 60% of the salary of employees in the whole city in the previous year; The highest figure is 8% of the city's employees' wages in the previous year.

(2) The unit payment is paid according to 22% of the average monthly salary of the employee in the previous year. From June 65438+1 October1day, 2006, Ministry of Human Resources and Social Security adjusted the size of the individual pension account from 165438+ 0% of my contribution salary to 8%. The previous policy was that individual contributions and 3% unit contributions were all included in individual pension accounts, and unit contributions 19% were transferred to social pooling, while the new policy also included 3% of unit contributions in social pooling to solve the problem of empty accounts in pension accounts.

2. Medical insurance

Taking Beijing as an example, the proportion of medical insurance payment (at least 60% of the salary of employees in this city in the previous year): unit 10%, individual 2%+3 yuan;

3. Unemployment insurance

Unit 1%, individual 0.2%;

4. Work injury insurance

According to the industry scope divided by the unit, the work injury rate is determined, and the work injury rate is between 0.5% and 2%;

5. Maternity insurance

Payment ratio: 0.8% of the unit, and individuals do not pay.

6. Reserve fund

Taking Beijing as an example, the proportion of provident fund deposit: according to the actual situation of enterprises, choose the proportion of housing provident fund deposit. However, in principle, the maximum wage shall not exceed 10% of the average wage of employees in Beijing. Since the second half of 2009, Beijing has uniformly stipulated that all employers should pay housing provident fund at 12% of their wages. Units and individuals are 65438+ 02% of salary.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity.