Job Recruitment Website - Social security inquiry - Social security interruptions have any impact on the individual in the future?

Social security interruptions have any impact on the individual in the future?

The impact of social security interruption is mainly in the following three aspects:

1. Medical insurance benefits stop from the month following the non-payment of contributions;

2. Personal accounts are no longer transferred during the period of interruption of contributions;

3. Years of experience during the period of interruption of contributions are no longer counted.

In order not to affect their pension insurance benefits, employees should not easily interrupt their pension insurance contributions.

1. The length of the interruption of the contribution period directly affects the level of the basic pension. As the basic pension is linked to the length of contribution period and the average contribution wage index, the longer the interruption time, the shorter the contribution period, and the contribution wage index during the interruption period is zero according to the regulations, so if the insured person interrupts the contribution, his basic pension treatment will be greatly reduced;

2. The longer the interruption time of contribution, the personal account accumulation amount is relatively less, so the personal account pension is lower;

3. Participants who interrupt their contributions will not be able to enjoy the minimum basic pension treatment when they retire.

4. Pension adjustment is also closely related to the number of years of contribution. According to the current situation of pension adjustment, the amount of the adjustment is often linked to the length of the employee's contribution time, long years of contribution, the amount of pension adjustment is high. On the contrary, the amount of pension adjustment will be low. It can be seen that, in order not to affect their pension insurance benefits, employees should not easily interrupt the pension insurance contributions.