What about studying abroad and domestic medical insurance?

Domestic medical insurance for studying abroad is necessary for Schengen countries, and the amount of insurance cannot be less than 300 thousand, otherwise you will not get a visa; In non-Schengen countries, the local entry-exit administration has asked for it, but it has not asked for it.

Handling process of domestic social security and medical insurance during studying abroad;

1. The insured person carries his/her valid certificate (ID card, household registration book, etc.). ) apply to the neighboring district and county medical insurance center, and the district and county medical insurance center will complete it on the spot;

2. The insured person may also apply for the nearest street (town) medical insurance service point (hereinafter referred to as the service point) to handle it on his behalf. The service point will be settled within 3 working days, and the insured person will receive the medical insurance card at the service point within the specified time;

3. The insured may entrust others to handle it on his behalf. Customers need to carry valid certificates of themselves and the insured when handling;

4. When the employer handles it, it can handle it with the letter of introduction from the employer and the valid certificate of the agent, and then the employer issues the medical insurance card to the insured.

The social security regulations for studying abroad are as follows:

1. Individuals who belong to urban hukou and whose files are stored in the area where the hukou is located, who are flexible employees entrusted by the county employment center or talent center, can pay social insurance premiums as flexible employees in the archives department, and at the same time pay basic old-age insurance premiums, basic medical insurance premiums, insurance premiums and unemployment insurance premiums;

2. Belonging to urban household registration, the files are stored in the street social security office where the household registration is located, and the unemployment registration procedures have been completed, which belongs to the urban registered unemployed and cannot handle the payment of various social insurance premiums.

To sum up, you don't need to apply for domestic medical insurance for studying abroad for the time being, but you can apply for personal medical insurance after returning home.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.