How to issue personal pension after retirement?

First, how to issue personal pension after retirement

1, the monthly standard of basic pension is based on the average monthly salary of local employees in the previous year and my indexed monthly salary, and the payment is paid to 1% every1year. The calculation formula is: basic pension = (average monthly salary of local employees in the previous year when the insured retires+average monthly payment salary of the insured) ÷2× payment period × 1%.

2. The monthly standard of personal account pension is the amount of personal account storage divided by the number of months. The calculation formula is:

Personal account pension = the accumulated amount of personal account when the insured retires, and the number of months is calculated.

3. The monthly standard of transitional pension is based on my indexed monthly average payment salary, and the payment period before "unified account integration" is paid to 1 year. The calculation formula is:

Transitional pension = my indexed monthly average payment salary × payment period before unified account × 1.2%.

4. The transitional adjustment fund is based on the current local standards, and retirees from 2006 to 20 14 will be paid in a certain proportion. After 20 15, the transitional adjustment fund will no longer be issued.

Notice of the State Council Municipality on Deepening the Reform of the Old-age Insurance System for Enterprise Employees. After the implementation of this decision, employees who have participated in the work and whose individual payment period has accumulated to 15 years will be paid a basic pension on a monthly basis after retirement. Basic pension consists of basic pension and personal account pension. When retiring, the monthly standard of basic pension is 20% of the average monthly salary of employees in the province, autonomous region, municipality directly under the Central Government or prefecture (city), and the monthly standard of personal account pension is the amount stored in my account divided by 120. If the individual payment period is less than 15 years, he will not enjoy the basic pension after retirement, and the amount stored in his personal account will be paid to him in one lump sum.

I believe that through the above information, everyone can clearly understand the specific situation of pension payment. With the aging of the population, more and more people need to know the calculation method of pension, and if they encounter mistakes in pension calculation, they can deal with them calmly.

Second, how to correct the calculation error of pension?

1. You can hold the pension approval form issued by the Social Security Unemployment Management Center and go to this management center where the unit is located for consultation.

2. You can bring your ID card, social security card and other relevant information to the social security agency of the insured place for inquiry, and the social security agency will make changes.

Third, how to calculate retirement wages

1. Those who participate in the basic old-age insurance for employees of urban enterprises will receive the basic pension after retirement.

2. If you join the work after "unified accounting" and the accumulated payment period reaches 15 years, you will be paid a basic pension on a monthly basis after retirement. Basic pension consists of basic pension and personal account pension. Join the work before "unified accounting"

Because, after the implementation of this opinion, if you retire and the payment period (including deemed payment period, the same below) exceeds 15 years, on the basis of basic pension and personal account pension, you will be given transitional pension and transitional adjustment fund.

Article 8 of the Measures for Occupational Pensions of Institutions and Institutions: When a staff member's work unit changes, the funds in his/her personal occupational annuity account can be transferred with it. If a staff member fails to implement the occupational annuity or enterprise annuity system during the period of further education, joining the army or unemployment, his personal occupational annuity account will continue to be managed and operated by the original management institution. If the new employment unit has established the occupational annuity or enterprise annuity system, the original occupational annuity personal account funds will be transferred accordingly.

Article 5 The occupational annuity fund shall consist of the following items:

(1) unit payment;

(2) individual payment;

(3) Income from investment and operation of occupational annuity funds;

(four) other income as prescribed by the state.

On the sixth day of the Measures for Occupational Pensions of Institutions and Institutions, the occupational annuity fund shall be managed by individual accounts. Accumulated actual account of individual contributions. For the unit that pays the full financial fee, the unit pays the fee by bookkeeping according to the information provided by the unit, and calculates the interest every year according to the bookkeeping rate uniformly announced by the state. Before the staff member retires, the accumulated storage amount of his occupational annuity account is recorded by the funds allocated by the finance at the same level; For non-financial fully funded units, the unit payment shall be accumulated in real accounts. The occupational annuity fund formed by the accumulation of real accounts shall be market-oriented and bear interest according to actual income.

The investment management of occupational annuity funds should follow the principles of prudence and risk diversification to ensure the safety, profitability and liquidity of occupational annuity funds. Specific investment management measures for occupational annuity funds shall be formulated separately by Ministry of Human Resources and Social Security and the Ministry of Finance jointly with relevant departments.

4. How to calculate the retirement pension in Shenzhen?

1, according to the requirements of the province, per person per month by 1 13 yuan quota increase. On this basis, I will increase my monthly basic pension by 5% before this adjustment. 2. According to this method, the basic pension for enterprise retirees in Shenzhen will increase by 280 yuan per month this year. The increase will be reissued from June 65438+ 10 this year.

5. How to calculate teachers' pension after retirement?

Retirement pension: pension = basic pension, personal account pension, personal account pension = personal account deposit, number of months; Basic pension (the average monthly salary of employees in the province in the previous year is indexed by the average monthly payment salary) ÷2× payment period × 1%= the average monthly salary of employees in the province in the previous year (1 my average monthly payment index) ÷2× payment period × 1%.

6. How to distribute teachers' pensions after retirement?

legal advice

If you are a social security administrator, bring the agent's ID card, the deceased's ID card, the cremation certificate, the death certificate and the certificate of the relationship between the agent and the deceased to the social security office. If it is a financial burden, go to the original unit. The procedures are as follows: go through the formalities of downsizing, fill in the registration form of deceased persons, fill in the approval form of survivors' allowance, and the people's society and the financial department apply to the social security department for approval. Specifically, the personnel cadres of the former unit of retired teachers are responsible for handling.

Article 8 of the Measures for Occupational Pensions of Institutions and Institutions: When a staff member's work unit changes, the funds in his/her personal occupational annuity account can be transferred with it. If a staff member fails to implement the occupational annuity or enterprise annuity system during the period of further education, joining the army or unemployment, his personal occupational annuity account will continue to be managed and operated by the original management institution. If the new employment unit has established the occupational annuity or enterprise annuity system, the original occupational annuity personal account funds will be transferred accordingly.

Article 5 The occupational annuity fund shall consist of the following items:

(1) unit payment;

(2) individual payment;

(3) Income from investment and operation of occupational annuity funds;

(four) other income as prescribed by the state.

On the sixth day of the Measures for Occupational Pensions of Institutions and Institutions, the occupational annuity fund shall be managed by individual accounts. Accumulated actual account of individual contributions. For the unit that pays the full financial fee, the unit pays the fee by bookkeeping according to the information provided by the unit, and calculates the interest every year according to the bookkeeping rate uniformly announced by the state. Before the staff member retires, the accumulated storage amount of his occupational annuity account is recorded by the funds allocated by the finance at the same level; For units that are not fully funded by finance, the unit payment shall be accumulated in the actual account. The occupational annuity fund formed by the accumulation of real accounts shall be market-oriented and bear interest according to actual income.

The investment management of occupational annuity funds should follow the principles of prudence and risk diversification to ensure the safety, profitability and liquidity of occupational annuity funds. Specific investment management measures for occupational annuity funds shall be formulated separately by Ministry of Human Resources and Social Security and the Ministry of Finance jointly with relevant departments.

How to receive and apply for personal pension after retirement

Personal pension is a welfare system established to ensure the economic life after retirement. After retirement, you can take the following steps to receive personal pension:

First of all, you need to contact the human resources department or pension management institution of your unit to understand the application requirements and process of individual pension. They will provide relevant application forms and a list of required documents and materials.

Secondly, fill in the application form as required, and prepare necessary documents such as identity certificate, retirement certificate and personal bank account information. Ensure that the information filled in is accurate.

Then submit the completed application form and required documents to the human resources department or pension management institution of the unit. You can choose to submit by mail, online or in person.

Finally, wait patiently for the approval process. Under normal circumstances, the pension management institution will review and approve the application after receiving it, and then arrange to pay the individual pension. The specific approval time and payment method can be consulted with relevant departments.

It should be noted that there may be some differences in different regions and institutions, and the specific application requirements and procedures may be different. Therefore, it is best to communicate with relevant departments before applying to ensure that you apply for personal pension according to the correct procedures.

I hope the above information can help you and wish you a happy life after retirement!

Legal basis:

People's Republic of China (PRC) (China) Social Insurance Law:

Chapter II Basic Endowment Insurance

Nineteenth individuals across the overall regional employment, the basic old-age insurance relationship with my transfer, the cumulative payment period. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.