How to calculate the cumulative payment period of social security

During the period of receiving unemployment benefits, the unemployed can be exempted from paying the old-age insurance premium, and their personal accounts are temporarily kept until they are re-employed, and the payment period is calculated continuously. At present, China implements an old-age insurance system that combines social pooling with individual accounts, which needs to be paid by enterprises and individual employees. 1998 65438+ 10 1 China's unified basic old-age insurance system for enterprise employees stipulates that employees who join the work after the implementation of the old-age insurance measures will be paid a monthly pension if their personal contribution period accumulates to 15 after retirement; Those who have accumulated less than 15 years will not enjoy basic pension benefits after retirement, but will only pay the amount stored in their personal accounts in one lump sum. For those who work before the end of 1995 and retire after the implementation of 1998+ 1, the transitional pension and transitional adjustment fund will be paid on the basis of basic pension and personal account pension. Among them, those who joined the work before the end of 1997 and retired after the implementation of the measures, and those whose accumulated payment period is over 10 and dissatisfied with 15, can also pay the basic pension on a monthly basis; If it is less than 10 years, the amount stored in the personal account shall be paid to me in one lump sum. Need to remind you that the main factors that affect the pension level are: the average local social wage in the last year before retirement, the level of payment base, the length of payment period and so on. The higher the payment base, the longer the term, and the more pensions you receive when you retire.

Legal objectivity:

Article 32 of the Social Insurance Law of People's Republic of China (PRC), if an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.