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How much does it cost for a 60-year-old man to buy social security?
2,000 yuan per year, 15 years: basic pension in 68 yuan, personal account pension in 2000×15×10%+200×15)/13959 yuan, and monthly pension in 68+28.
According to the method of paying endowment insurance, you can only receive the minimum living allowance after retirement. China's old-age insurance is based on the principle of paying more, so if the payment period is longer and the payment amount is higher, then there will be more pensions after retirement.
Retirement pension is received monthly: the average monthly salary of employees in the whole province in the previous year ×a+ my indexed monthly average salary) ÷2× payment period (including deemed payment period) ×1%; Personal account pension account storage amount ÷ personal account pension months; The sum of the above two items is the monthly payment. Note: The basic pension is adjusted in July every year according to the unified plan announced by the whole province.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Fifteenth basic pension consists of overall pension and individual account pension.
The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance can pay less than 15 years when they reach the statutory retirement age. You can receive the basic pension on a monthly basis and transfer it to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding pension insurance benefits according to the regulations of the State Council.
Article 17 If an individual who participates in the basic old-age insurance dies due to illness or non-work-related, his survivors can receive funeral subsidies and pensions. Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
Article 18 The state establishes a normal adjustment mechanism for basic pensions. According to the average wage increase and price increase of employees, the basic old-age insurance treatment level will be improved in a timely manner.
Nineteenth individuals across the overall regional employment, the basic old-age insurance relationship with my transfer, the cumulative payment period. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.
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