New retirement policy for flexible employees in 2023

In 2023, flexible employees should pay attention to three things, which are related to retirement age, pension and social security.

The year 2022 is coming to an end. Since the beginning of this year, flexible employees have also obtained some preferential policies, such as delaying the payment of old-age insurance, and the policies are constantly improving, including flexible employees in the coverage of maternity insurance; More and more places no longer set household registration restrictions, in addition, some places allow the payment of provident fund and so on. So,

What should flexible employees pay attention to in 2023? There are three things that deserve our attention.

First, pay attention to the personal retirement age in 2023, because some places have implemented new policies for some flexible employees.

Regarding the retirement age of flexible employees, at present, men retire at 60 and women retire at 55. But for some female flexible employees, some places allow them to retire at the age of 50. This is a special place. If you are a female flexible employee, you need to pay special attention.

take for example

Jiujiang, Jiangxi Province recently issued a notice on the retirement age of female flexible employees, clarifying that female flexible employees can retire according to the retirement age policy of female employees, that is, those who have paid insurance contributions as enterprise employees before June 30, 201year can retire at the age of 50. The policy will be implemented from June 5, 20438 to October, 2023.

This year, Jiangsu also made it clear in the Measures for the Implementation of Basic Old-age Insurance for Enterprise Employees that female flexible employees and unemployed women who had worked in state-owned enterprises before the release of Document No.20 of the Labor and Social Security Department of the former Ministry of Labor and Social Security, or who have paid accumulated fees in the employer's post at the age of 50 15 years, can retire according to the retirement age of female employees, that is, they can retire at the age of 50.

It is expected that there will be no obvious change in retirement policy in 2023, and delayed retirement should not be implemented. Flexible employees need to pay attention to local retirement regulations and handle retirement in time.

Second, remember to pay back the old-age insurance contributions in 2023, and pay attention to the changes in the payment standards.

For flexible employees who apply for deferred pension insurance in 2022,

You must pay back the money before the end of 2023, otherwise you will lose the opportunity to pay back the money, and you will not be able to pay it back in the future, which will affect your personal pension benefits.

In addition, to pay employee pension insurance in 2023, we need to pay attention to the changes in payment standards. For example, this year, flexible employees will pay endowment insurance, and the cost will increase. If you pay according to the lowest grade, you need to pay more than 100 yuan per month.

The economy has maintained a good trend this year. Judging from the published data, the economic growth in the first three quarters of 2022 accelerated in the third quarter. In terms of income, in the first three quarters, the per capita disposable income of the national residents increased nominally year-on-year, so the average social wage is expected to rise further in 2023.

Because flexible employees choose to pay the old-age insurance between 60% and 300% of the average social wage, with the increase of the average social wage, the payment standard of the old-age insurance for flexible employees will also increase.

Third, pensions will increase with a high probability in 2023, and retirees with flexible employment can participate if they meet the conditions.

The Social Security Law has made it clear that pensions will be appropriately adjusted according to factors such as rising prices and average social wages. But this year, economic growth is picking up, prices are also rising, social security funds are running smoothly, families are strong, and the number of insured people is increasing. In 2023, pensions have a high probability of rising. 65438+Flexible retirees who retire before February 2022 and receive pensions can participate in increasing pensions.

In other aspects, flexible employees should also pay attention to the local social security subsidy policy when paying social security.

You can also apply if you meet the conditions. In addition, we can also pay attention to the changes in the treatment of provident fund, maternity insurance and unemployment insurance.

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