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How to transfer rural cooperative medical care to employee medical insurance
Two, the rural cooperative medical insurance related content:
1. Rural cooperative medical insurance refers to the medical mutual aid system for farmers, which is organized, guided and supported by the government, with farmers participating voluntarily, and financed by individuals, collectives and the government. [1] Raise funds by means of individual contributions, collective support and government subsidies. Rural cooperative medical care is a medical security system created by farmers themselves in China, which has played an important role in ensuring farmers' access to basic health services and alleviating poverty caused by illness and returning to poverty due to illness.
2. The most basic and important thing of social insurance is not the equality of individual costs and benefits, but the social satisfaction of insurance benefits. As a kind of social insurance, the satisfaction of farmers who benefit from the new rural cooperative medical system and taxpayers who receive government subsidies plays an important role in its success. The survey found that some farmers did not participate in the new rural cooperative medical system mainly because the level of the new rural cooperative medical system was low, farmers did not understand it, and they were afraid of policy changes, thinking that they were using their own insurance money to compensate others. However, farmers' dissatisfaction with participating in the new rural cooperative medical system is mainly due to the low level of security and the complicated procedures for participating and handling reimbursement. In addition, unfair policies lead to low social satisfaction of the new rural cooperative medical system.
3. The new rural cooperative medical system is a mutual medical assistance system for farmers based on overall consideration of compensation for serious illness and minor illness. This definition shows that the new rural cooperative medical system is to help farmers with medical expenses for diseases, but outpatient service, falls and injuries are not covered by this insurance. This provision makes the actual income of farmers not as great as expected.
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