New provisions of social security policy in 2023

Social security is something that everyone pays special attention to every year. We also know that the country's social security system is still in a perfect stage, so there will always be some new changes every year. What's new this year? This paper sorts out some related contents. Come and have a look with me. What is the new social security policy? Can social security be paid in one lump sum?

I. What is the new social security policy?

1, unify the national payment standard, and it has gone up again! Strengthen social security and services. We will steadily implement the national overall planning of basic old-age insurance for enterprise employees, appropriately raise the basic old-age pension standards for retirees and urban and rural residents, and ensure timely and full payment. Continue to standardize the development of the third pillar endowment insurance. Accelerate the overall planning of industrial injury and unemployment insurance at the provincial level.

In fact, many provinces have also issued documents one after another, clarifying that the national pension payment standards will be gradually unified, the social security premiums of some units will increase, and the wages of employees will also change!

2. Gradually unify the proportion of pension contributions. Starting from 1, the proportion of contributions of insured units and individuals approved by the state will be uniformly implemented throughout the country. After adjustment, the proportion of pension insurance payment is unified as: unit 16% and individual 8%.

Second, can social security be paid in one lump sum?

If it is employee pension insurance, that is, paying employee pension insurance together with the employer or paying employee pension insurance in a flexible way, it is usually not allowed to pay the prescribed number of years in one lump sum before the statutory retirement age.

However, there are also special circumstances. At present, some insured people can still pay in one lump sum. For example, in some areas, employees of state-owned enterprises and institutions who retired before 20 1 1, or retired employees who paid social security before 20 1 1, are required to be 65 years old for men and 60 years old for women, or 18.

If you are participating in the endowment insurance for urban and rural residents, you are currently allowed to pay 15 in one lump sum, and you can directly retire and enjoy the pension benefits for residents. However, participating in the old-age insurance for residents is also divided into different payment grades. If you choose a higher payment grade, you will eventually get a higher level of pension.

Third, how many years should social security be paid at least?

Minimum accumulated payment 15 years, and then 60 men and 55 women can enjoy the pension for life.

For example, when you are 20 years old, you have been paying endowment insurance until you are 35 years old, which is exactly 15, and your pension has been paid for 15 years. Then you don't have to pay at the age of 36, and you can get a pension when you retire. Or you may be interrupted for several years, but it doesn't matter if you add it up. For example, when you are 40 years old, your pension will be paid for 15 years, so you don't have to pay it when you are 4 1 years old, and you can get a pension when you retire. Or you want to get more after retirement. Continue to pay when you are 40, until you get 60 retired men and 55 retired women.

Social security still needs more attention, and the related issues about the new social security policy are explained here.

Tips: In the actual legal situation, if you encounter problems such as social security payment/medical insurance reimbursement, it is suggested that you can directly consult the staff of the local social security bureau or call the national human resources social security service telephone number 12333.