Is employee social security the same as civil servant social security?

The social security of employees is different from that of civil servants.

The main differences between social security for civil servants and social security for employees;

1. Ordinary old-age insurance is calculated at 8% for individuals and 0/6% for units. In addition to this 24%, civil servants' social security also needs to pay 4% by individuals and 4% by units, which will be included in the special occupational annuity account. Therefore, in the case of the same pre-tax salary, civil servants get less wages, but they get more wages after retirement;

2. As long as the ordinary pension is handled normally, it can flow with the changes of work and city. After a civil servant resigns and enters a non-public unit, the occupational annuity is invalid and cannot be moved with him;

3. Social security of some civil servants is not consolidated. In this case, if they work in the same unit until retirement, the average value of the overall pension can be based on the internal average, not the provincial average. However, if you resign in the middle and enter other units, the pension will be invalidated from scratch until the country introduces a new system;

4. Before the merger of elderly civil servants, 36% paid by the unit was all included in the overall account, and the personal account was 0. In this case, in principle, you will not get the provident fund after the merger, but in this case, after the merger, you will be regarded as paying fees, which will be converted according to a certain proportion when you retire, so the pension will be higher than 0.

Employee social security card reimbursement method:

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2 medical personnel in different places shall go through the registration procedures for medical treatment in different places at the medical insurance agency of the insured place. Medical expenses incurred by medical treatment in different places shall be paid in advance by myself. After the end of medical treatment, hold the relevant bills to the medical insurance agency in the insured area.

Employee medical insurance reimbursement:

1, outpatient expenses reimbursement

After the medical insurance insured person goes to the designated medical institution for outpatient treatment, if he does not carry the medical insurance card, he needs to pay the relevant expenses first, and then bring the materials to the medical insurance center to reimburse the outpatient expenses. This part of reimbursement expenses is also deducted from the employee's personal medical insurance account funds. First, the medical insurance expenses paid this year are deducted, and then the reimbursement expenses are paid to the insured's personal medical insurance account;

However, with the popularization and implementation of the outpatient mutual aid system, the insured of employee social security can also use the overall fund for reimbursement according to a certain proportion, and the personal medical insurance account of the insured of employee medical insurance can be used together with his spouse, elders and children, and the funds in the personal account can be used together when registering and ensuring that his family members also pay basic medical insurance normally;

2, pharmacies to buy drugs

When purchasing medicines in chain retail pharmacies with medical insurance network, employees' medical insurance participants need to issue their own medical insurance cards, then tell the pharmacy staff their own diagnosis and treatment categories and the medicines they need, and pay by credit card according to the corresponding use process. If you buy medicine for others because of special circumstances, you need to show your identity certificate for the pharmacy staff to record;

It should be noted that only drugs that meet the medical insurance reimbursement catalogue can be paid by medical insurance card, and health care and beauty drugs cannot be paid by medical insurance card;

3, hospitalization reimbursement

When an employee's medical insurance insured person is hospitalized in a designated medical institution, he needs to pay a part of the deposit first, and the medical insurance card will be directly used for medical insurance reimbursement at the time of discharge settlement, and the deposit will be refunded. If you are hospitalized in a different place, you need to make a good record of medical insurance in different places or refer it to the hospital for record, so that you can use the medical insurance card for settlement and reimbursement in different places normally.

To sum up, medical insurance card reimbursement is actually medical insurance reimbursement or medical insurance category. Now the workflow is generally simplified everywhere. People who go to designated hospitals with medical insurance cards will generally be reimbursed at the same time when they settle accounts, and then the insufficient part will be paid by individuals.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.