I want to buy insurance for my father (48 years old, with high blood pressure). 1, want to pay social security. 2. Pacific Jinfu Life Insurance. Help me analyze it. Which is more suitable?

As far as I know, social insurance is much more cost-effective than commercial insurance (Pacific). Pacific may not accept your insurance, especially for illness and medical care, and may also save dividends. Of course, hunger is not guaranteed. For this specific gold blessing, I suggest you find a professional salesman in the Pacific to explain the terms in detail, preferably someone you absolutely trust to prevent deliberate concealment.