A woman who hasn't paid medical insurance for 25 years after the age of 50 will have sex for 70,000 in a few days. Is it cost-effective? Female worker, retired in June last year. Workers and staff

This is to be calculated, according to local requirements to calculate whether it is cost-effective.

1. Pay 15 years, not 25 years, but you can still enjoy the old-age insurance and medical insurance as long as you pay 15 years.

Retirement can be said to be something that everyone who works is looking forward to. According to Chinese laws, if you want to retire, you have to pay 15 years of old-age insurance, and you can retire normally and receive a pension when you reach retirement age. Another extra point is that you can enjoy the national medical insurance benefits after retirement by paying 25 years of medical insurance before retirement. This is the retirement condition stipulated by our country, and everyone should follow it.

What should I do if my medical insurance has not been paid for 25 years when I retire?

If an individual has not paid social security after paying 15 years, then when he retires, the medical insurance has not reached the minimum payment period. There are two ways to solve this problem.

1. The first way is to make up the difference of medical insurance payment years in one lump sum, but in this case, from the year of retirement, the annual medical insurance cost will increase by 10%, which requires special attention.

2. The second situation is to continue to pay. When the minimum payment period is reached, you can enjoy life insurance benefits. Taking Beijing as an example, if the local people in Beijing have not reached the fixed number of years, they can pay the basic medical insurance premiums for different years in one lump sum according to the regulations, and enjoy the social medical insurance benefits for employees from the next month. Those who are not registered in Beijing and have paid medical insurance for 10 years can also make up the difference in one lump sum, but those who do not meet 10 years cannot make up.

No matter whether it is the first type or the second type, it is necessary to pay the fee, so it is best to pay the fixed number of years in one lump sum to save the last trouble.

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