Among the five insurances, which insurance fees only need to be paid by the employer?

As long as there is a labor relationship between the employee and the employer, the employer should pay the pension, medical care, work injury, unemployment and maternity insurance for the employee, and the employer cannot pay the pension insurance only for the employee.

The employing unit shall fulfill its obligation to pay social insurance for workers in a timely manner according to law. The employer establishes a labor relationship with the employee, that is, within 30 days from the date of employment, it applies to the social insurance agency for social insurance registration. After self-declaration, the employer shall pay the social insurance premium in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. If the employer fails to pay social insurance on time, the social security collection agency shall order it to pay or make up within a time limit. If the employer fails to pay or repay the social insurance premium within the time limit, the social security agency may inquire with its bank or its bank, and may apply to the administrative department at or above the county level for the allocation of social insurance premium. If the balance of the employer's account is less than the social insurance premium that should be paid, the social security collection agency may require the employer to provide a guarantee and sign a deferred payment agreement.

The Social Insurance Law clearly stipulates the payment targets of basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance:

1, employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Generally speaking, endowment insurance: 20% for units and 8% for individuals;

2 employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premiums in accordance with state regulations. Medical insurance: 8% for units and 2% for individuals;

3. Employees should participate in work-related injury insurance. Employers pay work-related injury insurance premiums, but employees don't. Work-related injury insurance is borne by enterprises, which is around 1%, and individuals don't need to pay it. For enterprises in different regions and industries, the proportion paid by units is slightly different, subject to local regulations.

4. Employees shall participate in unemployment insurance, and the employer and employees shall jointly pay unemployment insurance premiums in accordance with state regulations. Unemployment insurance: unit 2%, individual 1%.

5. Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, while employees shall not pay maternity insurance premiums. Maternity insurance is borne by enterprises, which is about 1%, and individuals do not need to pay it. For enterprises in different regions and industries, the proportion paid by units is slightly different, subject to local regulations.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.