How much can Hangzhou Jiaojiao 15 get after social security?

The pension amount that Hangzhou can receive after paying social security 15 years is as follows:

1, and the calculation formula of basic pension is: (the average monthly salary of the whole province in the last year when the insured retires plus the average monthly payment salary of the insured person) divided by 2 times the total payment period multiplied by1%;

2. The calculation formula of personal account pension is: the amount of personal account when the insured retires is divided by the number of months corresponding to his retirement age;

3. The formula for calculating the transitional pension is: when the insured retires, the average monthly salary of the employees in the whole province in the previous year multiplied by the average wage index before the end of 0997 multiplied by1the payment period before the end of 997 multiplied by1.4%;

4. The specific amount of pension depends on many factors, including payment period, payment grade and individual payment index. Taking the actual case as an example, a retired 60-year-old man in Hangzhou paid 15 years, with a grade of 60% and a pension of about 1950 yuan; If you are a woman, you can get a pension at the age of 50, and the amount may be around 1500 yuan.

Calculation method of social security pension:

1. Personal account deposit: refers to the social security fees paid by individuals and the interest generated;

2. Payment period: refers to the period in which individuals pay social security;

3. Payment base: refers to the salary base at the time of individual payment, usually taking the average value in recent years;

4. Average salary in the place where social security is located: refers to the average salary of employees in the place where individuals retire;

5. Substitution rate: determined according to the payment period and payment base, reflecting the proportion of pension rather than salary.

To sum up, after Hangzhou citizens pay 15 years of social security, the calculation of retirement pension involves three parts: basic pension, personal account pension and transitional pension. The specific amount is affected by factors such as payment period, payment grade and individual payment index. For example, a 60-year-old man can get about 1.95 yuan every month after retirement, while a woman can get about 1.500 yuan every month because of paying in advance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 15

The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.