How do individuals pay for social security

There are two forms of how an individual pays social security:

One is to go to the social security bureau in the place of domicile as a flexibly employed person, which refers to those who have the ability to work, and who are employed in a flexible form of employment such as part-time, temporary, and flexitime, such as self-employed workers, freelancers, foreign workers, and unemployed people.

There is another kind of social security company to pay, this kind is also the most people choose, the first two can only pay pension and medical insurance. But if you choose a reliable social security agency to pay, you can pay for all five types of insurance.

I, personal payment of social security policy regulations

1, urban individual business and flexible employment personnel to participate in the basic pension insurance contribution base for the local average salary of on-the-job workers in the previous year, the contribution rate of 20%, of which 8% credited to the personal account, the retirement of enterprise workers according to the basic pension method of basic pension issued by the basic pension;

2, health insurance The first thing you need to do is to make sure that you have a good understanding of what you are doing and how you are doing it, so that you can make sure that you have a good understanding of what you are doing. Employees to participate in medical insurance is the unit to bear 6%, the individual to bear 2%;

3, in the end of the pension insurance procedures, with has been handled by the pension insurance procedures, as well as relevant documents, to the local health insurance center for the payment of medical insurance;

4, the minimum payment of pension insurance for 15 years, medical insurance need to pay a minimum of 25 years. And when you reach retirement age you can apply for pension benefits and medical reimbursement benefits.

Two, five characteristics

1, the objective basis of social insurance, is the risk that exists in the field of labor, the standard of insurance is the worker's person;

2, the subject of social insurance is specific. Including workers (including their relatives) and employers;

3, social insurance is compulsory;

4, the purpose of social insurance is to maintain the reproduction of the labor force;

5, the insurance fund comes from the contributions of employers and workers and financial support.

The scope of insurance objects is limited to workers, excluding other members of society. The scope of insurance content is limited to various risks in labor risks, excluding other risks such as property and economy. (Some companies calculate the five insurance is not in accordance with the employee's actual salary, but in addition to set the base for calculating the payment)

Three, the characteristics of the introduction

1, protection: refers to the protection of the basic life of the workers.

2. Universality: social insurance covers all social workers.

3. Mutual assistance: utilizing the combined efforts of those who are insured to help someone who is at risk, to help each other and to satisfy urgent needs.

4. Compulsory: limited by the national legislation, mandatory for employers and employees to participate.

5, welfare: social insurance is a governmental action, not for profit.

Legal basis

The People's Republic of China*** and the State Social Insurance Law

Article 16 Individuals who participate in the basic pension insurance shall receive a basic pension on a monthly basis if they have contributed for a total of fifteen years by the time they reach the legal retirement age.

Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen years and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and shall enjoy the corresponding old-age insurance treatment in accordance with the provisions of the State Council.