Social security payment standard for urban workers in 2023

According to the social security payment standard for urban workers in 2023, the proportion and base of pension insurance and medical insurance payment will remain unchanged; The upper limit of unemployment insurance payment base is 1879 1 yuan, and the lower limit is 3758 yuan; The minimum contribution rate of industrial injury insurance units is 0.5%, and the maximum contribution rate is 4%.

In 2023, the payment standard of social security for urban workers mainly includes endowment insurance, medical insurance, unemployment insurance and industrial injury insurance, as follows: endowment insurance: the payment standard of endowment insurance for urban workers in 2023 is the same as that in 2022, and the payment ratio is still 16%, with 8% for units and 8% for individuals. The upper limit of the payment base is 33,930 yuan and the lower limit is 2,830 yuan. Medical insurance: the payment standard of medical insurance for urban workers has not changed, and the payment ratio is still 10% for units and 2% for individuals. The upper limit of the payment base is 8 1464 yuan and the lower limit is 2830 yuan. Unemployment insurance: the payment standard of unemployment insurance in 2023 is slightly higher than that in 2022, with the lowest unit payment ratio of 0.5% and the highest of 2%; The proportion of individual contributions is 0.5%. The upper limit of payment base is 1879 1 yuan and the lower limit is 3758 yuan. Work-related injury insurance: In 2023, the payment standard of work-related injury insurance also changed, with the lowest unit payment ratio of 0.5% and the highest of 4%. The specific proportion is adjusted according to different industries and different types of work, but the upper and lower limits of national unity remain unchanged. Individuals do not need to pay work-related injury insurance.

Can I get a pension without paying endowment insurance? People who don't pay old-age insurance can't get a pension. Endowment insurance is a social security system established to meet the basic needs of retirees. Only by paying old-age insurance can you enjoy old-age insurance benefits. According to the relevant laws and regulations, only by paying the prescribed pension insurance payment period and reaching the prescribed retirement age can we get the corresponding pension insurance benefits.

In 2023, the social security payment standards for urban workers mainly focus on endowment insurance, medical insurance, unemployment insurance and industrial injury insurance. Compared with 2022, the overall change is not big. According to the social security policy, employers and employees need to purchase social insurance according to a certain proportion, so as to enjoy relevant protection in the case of retirement, illness and unemployment.

Legal basis:

"Regulations on the basic old-age insurance for urban workers" Article 12 Employers and employees shall pay the basic old-age insurance premiums respectively in accordance with the payment ratio stipulated in these regulations. Individual accounts of employees shall be subject to the system of identification of individual rights and interests and registration of individual accounts.