Rural social security 100 yuan a year is what

Rural social security payment of 100 yuan a year, after fifteen years of payment, after reaching the age of 60, you can receive a monthly pension of 80 yuan, those who have reached the age of 70 can receive 100 yuan a month, and those who are 80 years old can receive 120 yuan a month.

Special note:

The calculation here is the basic pension

Only according to the current standard

It is not good to say that the basic pension will increase every year

So the amount of the calculation is bound to increase

Firstly,

The bigger the amount of money paid in,

The bigger the amount of money paid in,

The bigger the amount of money paid out,

Whose who have been insured will be the beneficiaries.

Now to help you calculate, now pay 100 yuan a year, 15 years to pay 1500 yuan.

According to the formula for calculating urban pension insurance, monthly pension = basic pension + total amount of personal account ÷ 139

Paying 1,500 yuan for 15 years. Monthly pension = 55 + (100 × 15 + 200 × 15 + interest) ÷ 139 ≈ 87 yuan

Paying 100 yuan a year for 15 years will give you about 87 yuan a month when you retire at age 60.

This is an approximate figure because government subsidies vary from place to place and interest is not taken into account, so it is for reference only.

Second, the government subsidies for special people

(1) new rural insurance:

① belonging to the second level (including the second level) of severely disabled people to participate in rural social old-age pension insurance by the county financial in accordance with the minimum contribution level of 50% of the payment on behalf of the person, on the enjoyment of rural low income of severely disabled people (second level), the county people's government in accordance with the lowest level of individual contributions for the person to pay the standard of its full pay;

② one-child households, two female sterilization households of rural residents to participate in the insurance premiums, the county people's government in accordance with the minimum contribution 10% subsidies;

③ participants in compulsory military service, the county people's government in accordance with the lowest level of individual contributions to the full payment.

(2) urban insurance:

1) belonging to the second level or above (including the second level) of persons with severe disabilities and persons with disabilities of a multi-disabled family to participate in the insurance, the county government in accordance with the minimum contribution of 50% of the class of their contributions, the enjoyment of urban low income for persons with disabilities with severe disabilities (above the second level) and persons with disabilities of a multi-disabled family to participate in the county people's government in accordance with the standard of the lowest class of individual contributions for the payment of the full amount of the standard;

3) participants in compulsory military service during the period of the individual contributions in full;

(3) the county government in accordance with the lowest class of individual contributions. /p>

② one-child family of urban residents to participate in the premiums, the county people's government in accordance with the contribution of the lowest grade of 10% subsidies;

③ participants in the compulsory military service, the county people's government in accordance with the lowest grade of individual contributions in full.

Third, 2017 new rural insurance policy - your pension, must know!

First, why the implementation of the new rural insurance?

2017 new rural insurance specific "new" where?

1. From the financial subsidies: the old rural insurance is not clearly stated, and the new rural insurance directly clearly stipulated, the national financial directly pay the basic pension, the provincial, county-level financial subsidies to the insured. (The total amount of provincial financial subsidies by 50% of the local subsidies, the province of the pilot areas according to their level of financial resources, in grades to give subsidies. The remainder is shared by the municipal and county levels *** together, with the specific sharing ratio determined by the municipal (state) people's governments themselves.)

2. In terms of the insurance model: the old rural insurance is to refer to the commercial model, the pension treatment is completely determined by the total amount of personal account accumulation; while the new rural insurance is to refer to the basic pension insurance model of enterprise employees, the implementation of the basic pension and personal account combination model.

3. In terms of financing: the old rural insurance is a self-storage model; while the new rural insurance is a combination of individual contributions, collective subsidies and government subsidies.

We simply give an example, it can be more intuitive

My mother, before the village head to buy the old rural insurance, is to pay a good deal, the account is only so much; now buy the new rural insurance, the account, in addition to their own part of the account, there are the government and the collective subsidies money.

Secondly, what are the specific provisions of the new rural insurance?

How do I pay for it?

(1) 2017 new rural insurance object requirements

Anyone aged 16 years old in addition to school students, did not participate in the urban workers pension insurance of the residents with rural hukou can voluntarily participate in the rural pension insurance.

(2) Contribution Standards

We have the following five levels in Sichuan: 100 yuan, 200 yuan, 300 yuan, 400 yuan and 500 yuan per year. Although the principle of more contributions, but then choose the most suitable for their own grade is the best.

(3) Payment Methods

1.Self-enrollment: Bring your ID card, the original copy of your household register and a copy of it to your local Post Office branch for enrollment procedures.

2. Village committee: bring the information to the village committee and ask them to do it for you, but you need to provide the original ID card for this!

Third, the money I also paid, then how do I get money?

The conditions for receiving the money are 60 years old and not participating in the basic pension insurance for urban workers.

We need to know that the new rural insurance money is divided into two gold - "basic pension" and "personal account pension". But they are all paid directly into the farmers' accounts by the state.

Then some friends will ask, the two gold have a son of difference oh, not all by the state directly to the account Mai!

If you think so, then you are wrong ha, this two gold is a big difference ha, basic pension, is a farmer friend full of 60 years old can directly receive, is not to give the money; personal pension it, is divided into grades, you pay more, you will get more.

If a participant dies, the funds in the individual account can still be implemented in the form of inheritance to be issued.

Fourth, how much money can I get each month?

How do I calculate the standard?

First of all, an example, or my mom.

Small mom, pay 100 per year, after 15 years of continuous contributions, if the annual interest rate is 2.25%. Full 60 years old, then the monthly minimum can receive so much: (1500 + 450 + 299.9) / 139 + 70 = about 86 dollars.

(The total government subsidy is calculated at a minimum of 30 yuan per person per year)

The above figure is actually calculated according to this formula:

Monthly pension = (total personal contribution + total government subsidy + account interest) ÷ 139 + basic pension

And in fact, for the different grades, the subsidy of the local government is also different:

Local government subsidies are also different:

This is a good example of how a local government subsidy is calculated, but it is not the same. are also different:

For those who choose to contribute 300 yuan, the local government will increase the subsidy by 5 yuan per person per year

For those who choose to contribute 400 yuan, the local government will increase the subsidy by 10 yuan per person per year

For those who choose to contribute 500 yuan, the local government will increase the subsidy by 15 yuan per person per year

Funding sharing ratio The same sharing ratio as the basic contribution subsidy.

Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"