How can social security and medical insurance be zero?

Generally speaking, as long as the social security is paid normally, the local social security bureau will allocate a sum of money to the personal account every month. If the social security balance is found to be zero, there may be the following five reasons:

Error in 1. query method. If you check through ATM, you can only find the balance in the financial account. Without subsidies or other subsidies, there will be no money in the financial account.

2. Insure as a flexible employee. In some places, flexible employees pay according to the minimum level and do not set up personal accounts.

3. Urban and rural residents' medical insurance because of the low payment base, all the money goes into the overall account to reimburse hospitalization expenses. There is no personal account fee.

4. The contribution rate is low. Not all employees have personal medical insurance accounts. If some areas pay social security according to the minimum payment base, no personal account for medical insurance will be established. For example, in Shenzhen social security, only those who pay the first file have personal accounts, but there are no second and third files.

5. The social security card is not activated. The social security card can only be used normally after it is activated. If it is not activated, some functions are restricted, such as online inquiry, withholding, automatic credit card repayment and other transactions such as transfer, remittance and withdrawal.