2022 Zibo social security contributions in three grades table

Everywhere personal social security contribution standards are different, generally in accordance with the grade to pay. Take Zibo City individual social security contribution standards as an example, pension insurance contribution standards are divided into three grades:

1. three grades: 7627.20 yuan;

2. two grades: 10,171.20 yuan;

3. one grade: 12,712.80 yuan;

Basic medical insurance contribution standards are: basic medical insurance premiums for 3,366.20 yuan , of which, the large medical assistance fee of 188 yuan.

Individual social security how to pay

Most of the time social security is handled by the work unit for us, if we do not have a work unit, for individuals to pay the social security of the following:

If you do not intend to develop in the hometown, and do not have a job, then you can call social security agencies to rely on the employee social security to enjoy the welfare benefits and work unit The same is true for the social security paid by the workplace.

The most common way for individuals to pay for social security is to pay for flexible employment and residential social security directly in their place of residence, but note that this must be done only in their place of residence, and most cities do not allow foreigners to pay for these two types of social security in their localities.

The difference between social security and five insurance is:

1, the concept is different: social security is the abbreviation of social insurance, refers to the old age insurance, medical insurance, maternity insurance, unemployment insurance, industrial injury insurance five kinds of insurance. Five insurance refers to pension insurance, medical insurance, maternity insurance, unemployment insurance, work injury insurance and housing fund.

2, the scope is different: social insurance only contains five types of insurance such as pension insurance, but five insurance and one gold also contains housing fund. That is, five insurance and one gold contains social security. Social security is what we say every day, five insurance, five insurance is just more than social security a provident fund.

The five benefits of the five insurance and one gold:

1, the more the individual paid, the more the unit puts in for you. Five insurance and gold contributions are the same base unit and individuals bear different proportions, the unit contribution is about two times the individual contribution.

2, pay workers' compensation insurance can be in the event of industrial accidents or occupational disease compensation, not afraid of 10,000, just be afraid of the eventuality, especially some of the major accidents, do not have to worry about small companies to delay payment of treatment. Moreover, the premiums for work injury insurance are fully borne by the organization.

3, the payment of housing fund is equivalent to the unit with you in the same proportion to deposit a tax-free income, can be withdrawn for housing-related purposes, if not used up in the workplace, can also be a one-time take out of the retirement; in addition, housing fund loan interest rates are lower than commercial loans.

4. After the implementation of the integrated pension insurance contribution system, the actual number of years of social insurance contributions has become the most convincing proof of the number of years of service in the enterprise. There are more and more times when you need to use the proof of social security contributions, such as the proof of social service to confirm the number of days of paid annual leave, such as real estate control when the loan needs to be in the local social security contributions for more than a year, and so on.

5, do not worry too much about inflation or currency depreciation and so on, because the pension entitlement issued by the two parts, personal account pension formed entirely by individual contributions, this part will be the same as bank deposits, there is a risk of inflation; but the basic pension part of the local average social wage, the average wage indexed to the individual, which has its own anti-inflationary nature; and after retirement will also be With the local economic level of annual increments. The more you pay, the longer you pay, the higher the level of pension benefits after retirement.

Legal basis

The Social Insurance Law of the People's Republic of China

Article 4 Employers and individuals within the territory of the People's Republic of China*** and the State of China shall, in accordance with the law, pay social insurance premiums and have the right to inquire into the records of payment, records of individual rights and interests, and to request the social insurance administration agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units. Article 2 The State establishes a social insurance system of basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems to safeguard the right of citizens to receive material assistance from the State and society in old age, sickness, industrial injury, unemployment and maternity in accordance with the law. Article 5 The people's governments at or above the county level incorporate social insurance into national economic and social development planning.