Can a woman still pay social security at the age of 45?

Women can still pay social security at the age of 45.

According to the social security law, there is no clear limit on the age of participation. Theoretically, the first-time insured person cannot exceed the statutory retirement age, and the statutory retirement age for women is usually 55 years old. Therefore, if a 45-year-old woman starts to participate in the insurance and ensures that the social security payment will not be interrupted, then by the age of 55, the social security payment period may be less than 15 years, which may lead to the need to postpone retirement and continue to pay social security until the minimum payment period is reached.

To apply for a social security card, you need the following information:

1, my second-generation ID card;

2. The photo receipt issued by the photo studio for citizen social security;

3. If it is handled by a company, it also needs the company's business license, registration certificate, employee roster and other materials.

The process of handling social security cards is as follows:

1. Apply for a social security card at the place of handling with my ID card and household registration book;

2. Submit personal prescribed materials to the social security reporting institution;

3. If the application is successful, you can get the social security card after receiving the notice.

To sum up, 45-year-old women can start to pay social security, although they may need to delay receiving pensions, but through reasonable planning, they can still ensure economic security in their later years.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 64

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.