202 1 what is the interest rate of personal social security bill? Why hasn't it been announced yet?

The personal social security billing rate is not fixed, and it is calculated with reference to the bank's interest rate for the same period.

The Decision of the State Council on Establishing a Unified Basic Old-age Insurance System for Enterprise Employees stipulates that the amount of personal account storage shall be calculated with reference to the bank deposit interest rate in the same period of each year.

The Decision of the State Council on Improving the Basic Old-age Insurance System for Enterprise Employees stipulates that individual accounts for basic old-age insurance shall be gradually implemented, and "the state shall formulate measures for the management and investment operation of individual account funds to maintain and increase the value". According to this regulation, after an individual account is established, its real interest rate should be determined according to the return on investment. In practice, if the personal account is false, the bookkeeping interest rate is generally determined with reference to factors such as the average wage growth rate of employees and the price index, which varies from place to place. If you do a personal account, it is determined according to the return on investment.

What is the function of social security?

1, endowment insurance

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of +5 years when they reach the statutory retirement age.

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions. Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

2. Medical insurance

Individuals who participate in the basic medical insurance for employees, who have reached the statutory retirement age and accumulated contributions have reached the number of years stipulated by the state, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations.

3. Work injury insurance

Employees who are injured by accidents or suffer from occupational diseases due to work-related reasons are entitled to work-related injury insurance benefits after being identified as work-related injuries. Among them, those who lose their ability to work after the appraisal of their ability to work enjoy disability allowance. Workers with work-related injuries who meet the conditions for receiving basic old-age pension will stop receiving disability allowance and enjoy basic old-age insurance benefits. If the basic old-age insurance benefits are lower than the disability allowance, the difference will be made up by the industrial injury insurance fund.

4. Unemployment insurance

Unemployed persons who meet the following conditions shall receive unemployment insurance money from the unemployment insurance fund:

(a) before unemployment, the employer and I have paid unemployment insurance premiums for one year;

(two) the employment is not interrupted because of my will;

(three) registered unemployed and have job requirements. During the period of receiving unemployment insurance benefits, the unemployed participate in the basic medical insurance for employees and enjoy the basic medical insurance benefits. The basic medical insurance premiums payable by the unemployed are paid from the unemployment insurance fund, and individuals do not pay the basic medical insurance premiums.