Is social security guaranteed for serious illness?

Social security can prevent serious diseases.

The coverage of basic medical insurance in employee social security includes serious illness. If the insured person is unfortunately suffering from a serious illness, and the illness conforms to the serious illness reimbursement catalogue stipulated by the local medical insurance policy, the medical expenses incurred in treating the serious illness can be reimbursed according to the regulations.

Moreover, urban workers also have mutual medical assistance for serious illness, which is a social medical assistance system established on the basis of urban workers' participation in medical insurance to solve the medical expenses exceeding the maximum payment limit of medical insurance pooling fund, and can guarantee the medical needs of urban workers for serious illness.

Residents' social security has also established a serious illness insurance system "social security serious illness insurance". On the basis of basic medical insurance, it can further protect the high medical expenses of seriously ill patients due to treatment, which is a supplement to medical insurance and solves the problems of poverty caused by illness and returning to poverty due to illness. As for the proportion of reimbursement for serious illness medical insurance, it is not less than 50%.

However, although social security can provide protection for serious illness, as long as the economy allows, the insured can also insure himself with a serious illness insurance or a serious illness insurance to provide protection.