Job Recruitment Website - Social security inquiry - Social security has been paid for several months, will it affect retirement in the future?

Social security has been paid for several months, will it affect retirement in the future?

Everyone should be familiar with social security by now. Now basically, regular companies will help employees pay social security after they join the company. After all, social security can provide certain protection both now and after retirement. Do you know how many months social security can be suspended at most? Will social security payment affect retirement? Come with me if you are interested.

First, social security can stop for a few months at most.

Social security can generally be stopped for several months at will, but stopping for more than three months will have a certain impact. If it is suspended for three months, it will not affect the endowment insurance, because the individual part of the endowment insurance is cumulative, so it will not be affected. It doesn't matter if you renew your insurance within three months.

Medical insurance is interrupted for more than three months, and the insured period is zero, which affects the maximum reimbursement limit for serious illness in the future. Therefore, once the social security is suspended, it will be no problem to renew it within three months. Stop paying social security for more than three months, which has a great impact on medical insurance and affects the amount of reimbursement for serious illness in hospital.

Second, will social security payment affect retirement?

Social security payment will not affect everyone's retirement, but according to the length of payment, it will have a certain impact on everyone's pension. China needs to meet two conditions for retirement. The first is to reach the statutory retirement age. According to the current regulations, male employees are 60 years old, female employees are 50 years old and female cadres are 55 years old.

Two, the cumulative payment period should reach 180 months, namely 15 years. In other words, if everyone only stops paying social security for a few months and then continues to pay social security, the minimum payment period 15 years can be reached before retirement age, which will not have much impact on pension.

3. How many years do I have to pay social security to get a pension?

Generally, it takes 15 years to enjoy retirement pension. When reaching the statutory retirement age, the accumulated payment has reached fifteen years, and the basic pension is received monthly. It is stipulated that the minimum payment period is 15 years, which does not mean that it is not necessary to pay 15 years.

For employees, payment is a mandatory obligation stipulated by law. As long as you are employed in an employer, you should pay in accordance with state regulations. At the same time, because the basic pension enjoyed by individuals is related to the individual payment period, the longer the payment period and the larger the payment base, the more pensions will be received after retirement.