Job Recruitment Website - Social security inquiry - Can the social security bought by the factory be taken out?
Can the social security bought by the factory be taken out?
According to the laws, regulations and policies related to social security, the social security bought by the factory can basically not be taken out, because social security is a social security system, which aims to provide the insured with pension, medical care, work injury, unemployment, maternity and other security services. Paying social security is to obtain certain social welfare guarantee, which is a long-term investment and accumulation, rather than short-term consumption and cash withdrawal. Therefore, under normal circumstances, the social security that has been paid cannot be taken out at will. However, in some special circumstances, such as employees leaving or retiring, they can apply for social security benefits according to relevant regulations, such as receiving basic pensions and medical insurance reimbursement. However, receiving social security benefits needs to meet certain conditions and procedures, and the specific provisions shall be subject to the relevant provisions of the local social security bureau.
The social security payment period is as follows:
1, old-age insurance. According to the regulations, individuals who participate in basic old-age insurance can receive a monthly pension after the cumulative payment period reaches 15 years and reach the legal retirement age;
2, medical insurance, the minimum payment period of medical insurance, according to different regional policies, its payment period will be different. Generally, it is 30 years for male employees and 25 years for female employees;
3, maternity insurance, workers enjoy maternity insurance related benefits, should comply with national, provincial and municipal family planning regulations. According to different local policies, there may be differences in different regions;
4, unemployment insurance, unemployment insurance payment over 1 year, enjoy unemployment insurance benefits;
5. Work-related injury insurance. As long as an accident occurs within the specified working hours, you can enjoy work-related injury treatment.
To sum up, if the social security purchased by the factory is abnormal or missing, you can contact the local social security agency in time to verify and handle it. At the same time, it is suggested that factories should know more about social security policies and regulations when purchasing social security to ensure their rights and interests are protected.
Legal basis:
Article 5 of People's Republic of China (PRC) Social Insurance Law
The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.
The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.
The state supports social insurance through preferential tax policies.
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