The difference between social security freelancers and flexible employees

The differences between freelance and flexible employment are as follows:

First of all, the nature of work is different:

1. Flexible employment: laid-off workers engage in various temporary services such as community convenience service, domestic service, logistics service of enterprises and institutions individually or in the form of streets and communities. It does not include individual industrial and commercial households that have obtained business licenses and employees of private enterprises that establish labor relations. 2. Freelancer: Find your own job under your own guidance, often but not always working from home.

Second, the meaning is different:

1. Flexible employment: the general name of various forms of employment that are different from the traditional mainstream employment methods based on industrialization and modern factory system in terms of working hours, income and remuneration, workplace, insurance and welfare, and labor relations. 2. Freelancers: mental workers (writers, editors, accountants, etc.). ) or service providers, that is, people who are not affiliated with any organization and engage in a certain occupation without making long-term commitments to any employer.

There are mainly the following types of flexible employment: informal sector employment, that is, employment and employment forms that cannot meet the general enterprise standards, such as labor standards (working conditions, working hours, wages, insurance and welfare benefits), production organization management, and labor relations operation, mainly referring to small enterprises, micro-enterprises and family workshops. In China, there are three types of freelancers: the first is small businessmen, such as the owners of individual retail stores, snack bars, printing shops and decoration companies. The second category is salesmen without basic salary, such as life insurance consultants, real estate agents, advertising agents, direct sellers and so on. The third category is professionals, such as photographers, patent agents, lawyers, accountants, dentists, technical consultants, management consultants, plumbers, electricians, hairdressers, artists and so on.

Which is better, freelance or flexible employment?

Freelancers are flexible employees, and flexible employment insurance can only be paid by freelancers. The treatment method is as follows:

1. application and registration: flexible employees should go to the medical insurance bureau to handle the morning paper and register with the original and photocopy of their ID cards. After the examination and approval, handle everyone's medical guarantee, card and special office;

2. Approved payment: The Municipal Medical Insurance Bureau shall verify according to the application and registration of flexible employees and fill in the payment verification form;

3. Payment process: Flexible employees pay directly to the tax hall of the Municipal Local Taxation Bureau with the payment approval form stamped with the special seal of the Medical Insurance Bureau. The fee ticket is transmitted from the Municipal Local Taxation Bureau to the Municipal Labor Settlement Center, and the Municipal Labor Settlement Center is transmitted to the Medical Insurance Bureau. The medical insurance bureau regularly transmits the payment verification data of flexible employees to the labor settlement center once a month.

To sum up, there are many factors that affect retirement pension, which are related to payment years, historical average payment ratio, money in personal account, retirement age and many other aspects. All other factors being equal, if the base of the two contributions is the same, the pension will be the same in the future. It's just that the employee pension insurance unit pays more. If individuals pay, it is better to participate in individual freelance endowment insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 11

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.