How much social security should employees pay in 2022?

The social security payment standard is related to two factors, one is the payment base and the other is the payment ratio. The payment base is generally determined according to the average wage income of employees in the previous year for twelve months. Wages usually include: bonuses, overtime pay, subsidies and allowances. The minimum payment base is 60% of the average wage of employees in the city last year, and the maximum payment base is 300% of the average wage of employees in the city last year. The payment ratio is about 3 1.8% for the unit and 1 1% for the individual. This standard will be slightly adjusted according to local conditions. The minimum amount of personal social security contributions is generally based on my salary income in the previous year.

1, the employee's personal social security needs to pay about 1456.86 RMB for one month (enterprises plus individuals), and the self-paid personal social security needs to pay about 17482.32 RMB for one year;

2. Individuals who pay social security for flexible employment are 1 102.0 1 yuan per month (649.08 yuan for old-age insurance and 452.93 yuan for medical insurance).

3, the basic medical insurance for urban residents personal payment standard is 280 to 290 yuan;

4, the basic old-age insurance for urban residents, the individual payment standard is 300 to 6000 yuan.

Second, what are the social security?

Social insurance is called social security for short. According to the Social Insurance Law, social insurance includes basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Social security is the guarantee of future life. Social security includes endowment insurance and medical insurance, and you can enjoy preferential policies to pay medical expenses when you see a doctor. As for providing for the aged, there is a certain subsidy when reaching the legal age.

Third, what is the use of personal social security?

Employees' social security expenses are shared by enterprises and employees. Some of the social security fees you paid before are transferred to your social security card, which can be used to buy medicine, and can be accumulated without using it.

The other part is deposited in your pension account, and the pension you receive when you retire comes out of it. Others are similar, for example, doctors have medical insurance savings and can enjoy medical insurance benefits after retirement. The same is true of other treatments.

Therefore, we must apply for social security, which is also a guarantee for us. We can reimburse medical expenses and apply for a pension in the future. I believe everyone knows the benefits of paying personal social security.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC)

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.