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Conditions for Tianjin to withdraw provident fund
I. Conditions for Withdrawing Housing Provident Fund in Tianjin (1) The unit verifies the relevant proof materials and photocopies provided by individual employees, and the qualified managers of the unit fill in the Application Form for Withdrawing Housing Provident Fund and the Inventory of Withdrawing Housing Provident Fund uniformly printed by the Housing Provident Fund Management Center, and apply to the account management department with the original and photocopies of the relevant proof materials. (2) Management personnel shall review the extracted materials, quotas, times and personal account information. For those who meet the extraction conditions, go through the extraction procedures. For the audit does not allow extraction, inform the reason for not allowing extraction. For special circumstances can not be answered in time, should consult the director of the management department and the relevant departments of the housing provident fund management center, and give a clear answer to the unit within three days. (III) For those who meet the partial extraction conditions, the personnel of the management department shall input the relevant information into the system according to the extraction materials, establish the first employee housing provident fund extraction record sheet, and affix the words "housing provident fund extraction has been processed" on the purchase invoice (or purchase receipt, down payment invoice, rent invoice, tax payment voucher and purchase material invoice). Second, can I pay my own provident fund? Individuals cannot pay housing provident fund in principle. If an individual is an individual industrial and commercial household, he can pay the provident fund for himself, because our country stipulates that individual industrial and commercial households can pay the provident fund for themselves. But if you can find an affiliated unit, you can pay it yourself, but you need to bear all the expenses of the provident fund, and then let the unit pay it to you. This is also the method that many people usually adopt. (1) According to the relevant regulations of China's provident fund center, under normal circumstances, individuals can't pay housing provident fund, and of course they can't apply for housing provident fund, but they must be established and paid by the unit, and if they pay the provident fund, they must have the official seal of the unit finance. Article 3 of the Regulations on the Management of Housing Provident Fund stipulates that the housing provident fund paid by individual employees and the housing provident fund paid by the employee's unit for employees belong to individual employees. (2) When the company deposits the housing provident fund for employees, it needs to prepare the following materials: a copy of the employee's ID card for setting up the housing provident fund account, a registration form for setting up a detailed account for individual housing provident fund and other materials required by the management center. (3) The housing provident fund paid by employees shall be withheld and remitted by the employer when paying wages, and the part paid by the employer for employees shall be paid to the housing provident fund management institution within the specified time and deposited in the "special account for housing provident fund" opened by the housing provident fund management institution in the entrusted bank. Article 19 of the Regulations on the Management of Housing Provident Fund stipulates that the housing provident fund paid by individual employees shall be withheld and remitted from their wages by their units every month. Three. Conditions for withdrawal of provident fund If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account: (1) purchasing, building, renovating or overhauling his own house; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income; (seven) to terminate the labor relationship with the unit and move the account out of the city; (eight) the termination of labor relations between employees and units that are not registered in this Municipality, and they are not employed in this Municipality and leave this Municipality; (nine) employees who enjoy the urban minimum living guarantee; (ten) some employees lose their ability to work, causing serious difficulties in life; (eleven) the employee himself, his spouse, parents and children suffer from special diseases stipulated by the Labor and Social Security Department of Fujian Province (see the "departmental documents" column of the website of the Provident Fund Center for details), which causes serious difficulties in family life. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund. If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.
Legal objectivity:
Regulations on the administration of housing provident fund
Article 25
If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant;
If the withdrawal is approved, the entrusted bank shall go through the payment procedures.
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