Can I get my Social Security money back after a retiree dies?

Generally speaking, the balance in a retiree's Social Security account cannot be returned to his or her heirs or legatees after the retiree's death. Social Security is a social welfare system designed to provide certain protections and benefits to those who participate in it, not as a form of property inheritance.

However, if a retiree does not finish collecting the balance in his or her Social Security account before passing away, his or her survivors can apply for a refund of the unclaimed Social Security balance. The specific methods and requirements for refunding Social Security balances may vary by state or region, and it is recommended that you consult your local Social Security or Human Resources and Social Security department for more accurate information.