Job Recruitment Website - Social security inquiry - What is the impact of Beijing social security payment for one month?
What is the impact of Beijing social security payment for one month?
1, which will affect the calculation of the payment period of the insured, and may lead to a corresponding extension of the time to enjoy part of the social security benefits;
2. Medical insurance can't be used for the time being, but you can restore your rights and interests by paying back the money;
3. Social problems that may affect the qualification of purchasing houses and the transfer of household registration;
4. In terms of old-age insurance, as long as the accumulated payment period reaches 15 years, you can still receive a monthly pension after retirement.
Consequences of social security withholding:
1. Limited medical insurance benefits: after the payment is cut off, individuals may not be able to enjoy medical insurance reimbursement benefits until they pay back and return to normal payment status;
2. Decrease in the rights and interests of old-age insurance: the accumulated payment period of old-age insurance is reduced, which affects the amount and qualification of receiving old-age pension in the future;
3. unemployment insurance benefits is interrupted: those who are unemployed during the payment period may not be able to receive unemployment insurance benefits;
4. Work-related injury insurance protection is interrupted: if a work-related injury occurs during the suspension of payment, it may not be possible to obtain relevant treatment of work-related injury insurance;
5. Impact of maternity insurance: Women who give birth during the suspension of payment may not be able to enjoy maternity insurance benefits;
6. Impact on credit record: Failure to pay social security for a long time may be recorded in personal credit record, affecting loans, visas, etc.
7. Affect the withdrawal of housing provident fund and loans: Social security payment in some areas will affect the withdrawal of housing provident fund and the approval of housing loans.
To sum up, paying social security for one month in Beijing will affect the calculation of the insured's payment period and may extend the time to enjoy social security benefits; Medical insurance can not be used for the time being, but the rights and interests can be restored by paying back; Social problems that may affect the qualifications for purchasing houses and household registration; In terms of old-age insurance, as long as the accumulated payment period reaches 15 years, you can still receive a monthly pension after retirement.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 27
Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
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