Social security was suspended for six months. Has the accumulated years of medical insurance been cleared?

The medical insurance in social security will not be cancelled after a six-month break. The actual payment period will be cleared. The longest term of deferred payment agreement shall not exceed 1 year.

It is not uncommon for medical insurance to be cut off. After the interruption of medical insurance, the payment can be continued, but it must be based on the average salary of local employees in the previous year at the time of payment, and all the arrears during the interruption will be made up.

Medical insurance payment is interrupted (including failure to pay in full and on time), medical insurance is suspended and credited to the personal accounts of employees of this unit, and the accounts are frozen. The medical expenses incurred during the suspension of insurance shall not be reimbursed, and the self-raised funds of the unit shall be reimbursed according to the medical insurance policy.

Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality. Medical insurance, like other types of insurance, also collects medical insurance premiums from people threatened by diseases in advance through contracts.

Extended data

Social security and medical insurance payment are generally aimed at some historical issues; Insure (repay); Men under 60. Female: under 50 years old, social security coverage 15 years. You don't have to pay it back.

Supplementary materials:

Take Chaoyang District of Beijing as an example:

1. Beijing application form for paying basic old-age insurance premium in duplicate.

If the payment is overdue for more than three months after July 20 1 1 (inclusive), the relevant materials shall be submitted to the Business Verification Section of the Social Security Center for verification, and the overdue payment shall be signed.

The required materials include:

(1) A copy of the first page and my page of the applicant's household registration book;

(2) A detailed copy of the corresponding wage income during the overdue period;

(3) A copy of the labor contract signed with the employer;

(4) personal tax information inquiry;

(5) Application Form for Payment of Basic Endowment Insurance in Beijing

2 "Beijing social insurance payment schedule"

3 "basic medical insurance fund payment form"

4.20 1 1 If social insurance is paid before or during this period, the Audit Form for Paying Old-age Insurance in Chaoyang District and the Notice for Paying Social Insurance shall be provided at the same time.

5. Enterprise version subsystem (five risks in one) software generates the offer document of personal overdue information.

Restrictions on social security payments:

According to Article 58 of the Social Insurance Law, the employing unit shall handle the social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund.

Local social security payment bases are linked to local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. Once a year, it will not change within one year after confirmation. The time to apply for adjusting the social security base is generally in July.

Enterprises generally take the total wages of enterprise employees as the payment base, and individual employees take half of their average monthly salary in the previous year as the salary base for individuals to pay social insurance premiums. In China, the payment base is approved by the social insurance agency according to the employer's declaration.

China's "Social Insurance Law" does not make specific and clear provisions on the collection rate of social insurance. According to China's current social insurance policy, different types of social insurance have different collection ratios.

China government network-social insurance fee declaration and payment management regulations

Baidu encyclopedia-social security payment