Social security has not been paid 10 years, and it has reached retirement age. Can you pay for it yourself?

Yes, if you have not bought enough 15 at retirement age, you can continue to buy enough 15. But from the perspective of labor law, after reaching the legal retirement age, you and the company do not belong to the labor relationship. Workers have no legal obligation to buy social insurance, you can pay it yourself.

1. What should I do if my social security is not paid when I retire 15 years?

If you reach the statutory retirement age stipulated by the state and the accumulated social security payment period is less than 15 years, you can't receive a monthly pension after retirement according to regulations. There are usually three ways to solve this situation:

1, apply for delayed retirement and continue to pay social security until the payment reaches 15 years, and then you can receive a monthly pension;

2. Transforming social security into new rural social endowment insurance or urban residents' social endowment insurance;

3. Pay social security in one lump sum 15 years.

Second, how to transfer employee pension insurance to rural pension insurance?

(1) After the insured establishes the basic old-age insurance relationship in the new employment place and pays the fees according to the regulations, the employer or the insured shall submit a written application for the transfer and continuation of the basic old-age insurance relationship to the social security agency in the new employment place.

(2) The social security agency of the newly insured place shall, within 15 working days, review the application for transfer and continuation, send an acceptance letter to the social security agency where the insured person's original basic old-age insurance relationship is located, and provide relevant information; Do not meet the transfer conditions, make a written explanation to the applicant or the insured.

(3) The social security agency where the original basic old-age insurance relationship is located shall handle all the transfer and connection procedures within 15 working days after receiving the acceptance letter.

(4) After the new insurance agency receives the basic old-age insurance relationship and funds transferred by the social security agency where the original basic old-age insurance relationship of the insured person is located, it shall complete the relevant procedures within 15 working days, and notify the employer or the insured person of the confirmation in time.

(5) Accumulated calculation of the payment period of the old-age insurance, and there is a gap in the middle, which can be supplemented or not.

Legal basis: Article 60 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the employer shall declare and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.