What insurance is suitable for pregnant women?

The arrival of a new life will bring endless joy to a family. Pregnancy insurance is naturally available.

Let's sort it out: What insurance can I buy for pregnancy?

After pregnancy, the treasure mothers are seriously studying parenting knowledge, while waiting for the arrival of the baby in happiness, but they may not pay much attention to the risks during pregnancy.

1. What are the risks of maternity?

Although the probability of birth risk is small, it is unbearable no matter who it is transmitted to. Common maternity risks include:

Pregnant mothers: such as abortion, pregnancy-induced hypertension, amniotic fluid embolism, postpartum depression, postpartum hemorrhage, etc.

Newborn babies: Due to genetic and environmental influences, newborn babies may face risk factors such as premature delivery, congenital diseases and jaundice.

For newborn babies, if they are born with intrauterine infection, abnormal breathing or premature delivery, they need to be accepted to NICU. If you are admitted to the hospital too early, the daily cost may be tens of thousands.

2. Can maternity expenses be reimbursed by insurance?

The whole pregnancy costs thousands or tens of thousands. It is also a great burden for ordinary families. See what insurance can be reimbursed.

Social security maternity insurance: employee social security includes maternity insurance, which can reimburse prenatal examination and delivery expenses, and can also receive maternity allowance, covering almost all the expenses of the mother in the hospital during pregnancy. This is a welfare given by the state.

Maternity insurance: it can cover pregnancy complications, pregnancy death, abortion and dystocia. And some can also cover neonatal deaths and congenital diseases, which is wider than the reimbursement scope of social security.

High-end medical insurance: Some high-end medical insurance also includes maternity protection. Its biggest advantage is that you can go to a private hospital to have a baby, but the cost is higher.

If you have enough budget, you can buy maternity insurance or high-end medical insurance on the basis of social security, which can not only give people a better birth experience, but also reimburse various birth expenses.

For more information about maternity insurance, please read the article compiled by Senior Sister:

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