How to calculate supplementary pension (how to calculate supplementary pension for social security)

1. Repayment amount: Repayment amount = average salary of social workers in the previous year at the time of repayment × default index of the year to be compensated × payment ratio × repayment coefficient;

2. Personal account fund: personal account fund = average salary of social workers in the previous year at the time of payment × annual default index to be paid × 1 1%× payment coefficient.

3. Individual contributions in individual account funds: individual contributions = average salary of social workers in the previous year at the time of payment × default index of the year to be paid × individual contribution ratio × contribution coefficient.

4. The supplementary year in the calculation formula of individual account fund and individual account fund payment shall not be earlier than 1996. Cumulative calculation of overdue amount.

5. Indebtedness index: Indebtedness index = total unpaid base in the current year ÷ average salary of social workers in the current year. 1997 if the basic old-age insurance premium that has not been paid before the end needs to be paid in accordance with the regulations, the default index shall be determined by dividing the actual salary of the employees who should be paid in the current year by the average salary of the social employees in the current year, and then pay it back.

6. Repayment coefficient: the starting point of repayment coefficient is 1. 1. When the repayment time is one year earlier, the coefficient is increased by 0. 1. Calculated year by year.

7. Payment period of old-age insurance: persons under the age of 60 for men and 55 for women at the time of enrollment. The payment period during the working period before June 30, 2008, 2065438+,if the actual payment period reaches 65438+2005 when the male reaches 60 years old and the female reaches 55 years old, the basic pension formalities shall be handled according to the regulations; If the actual payment period is less than 15 years, the payment can be extended to 15 years. If the actual payment period is still less than 15 years for men over 65 years old and women over 60 years old, they can pay in one lump sum to 15 years, and go through the basic pension procedures according to regulations.

8. Persons who have reached the age of 60 for men and 55 for women at the time of registration. If the payment period reaches 15 during the working period before June 30, 20 18, the basic pension formalities shall be handled according to the regulations; If the overdue payment period is less than 15 years, the payment can be extended to 15 years. If the actual payment period is still less than 15 years for men over 65 years old and women over 60 years old, they can pay in one lump sum to 15 years, and go through the basic pension procedures according to regulations.