How to pay social security and medical insurance during receiving unemployment benefits?

During the period of receiving unemployment benefits, individuals do not need to pay basic old-age insurance premiums and basic medical insurance premiums. These expenses will be paid by the unemployment insurance fund.

Specifically, individuals can choose to voluntarily pay the basic old-age insurance premium during the period of receiving unemployment benefits. If you choose to pay, then individuals do not have to bear the basic medical insurance premium, because this part of the cost will be paid by the unemployment insurance fund.

To receive unemployment benefits, the following conditions must be met:

1. Before unemployment, the employer and I have participated in unemployment insurance and fulfilled their payment obligations for one year;

2. Discontinue employment not because of my will;

3, has been registered for unemployment, and there are job requirements.

The amount of unemployment benefits is related to the individual's location, payment period, payment base and other factors, so it is impossible to give a specific amount.

Generally speaking, the standard for receiving unemployment benefits is 70% to 90% of the local minimum wage, and the specific amount is determined by the local labor and social security department according to the actual situation. At the same time, the time for receiving unemployment benefits is also limited, generally not exceeding 24 months.

To receive unemployment benefits, you need to prepare the following materials:

1. Original and photocopy of my ID card;

2, issued by the unit to terminate or terminate the labor (work) relationship certificate and a copy;

3, the domicile or residence of the community labor and social security station (center) issued by the "unemployment card" or proof of handling the "unemployment card";

4. Three recent one-inch bareheaded photos of myself.

The procedures for applying for unemployment benefits are as follows:

1. Social Security Bureau provides unemployment application. This requires the company to send personnel to the social security bureau of each unemployment insurance payment place for filing within/0/5 days before the termination date of the labor contract, and the filing is not directly aimed at the unemployed. If the total number of applicants exceeds 8, the human resources department of the company should inform the Social Security Bureau in advance to make an appointment for filing. When the company goes through the resignation formalities, it shall transfer the audit opinions of the unemployment insurance agency to the employees.

2. The Social Security Bureau stipulates that before receiving unemployment benefits, unemployment insurance benefits can only pay for more than one year. Individuals must have:

No personal reasons for unemployment.

Those who have registered as unemployed.

Re-employment is required.

Willing to receive re-employment training.

To sum up: the time limit for the insured to receive unemployment insurance benefits is determined according to the accumulated payment time before unemployment: if the accumulated payment time is more than 1 less than 2 years, the insured can receive unemployment insurance benefits for 3 months; If the accumulated payment time is more than 2 years but less than 3 years, you can receive unemployment insurance for 6 months; If the accumulated payment time is more than 3 years but less than 4 years, you can receive unemployment insurance for 9 months; If the accumulated payment time is more than 4 years but less than 5 years, you can receive unemployment insurance 12 months;

Legal basis:

People's Republic of China (PRC) social insurance law

Article 48

During the period of receiving unemployment insurance benefits, the unemployed participate in the basic medical insurance for employees and enjoy the basic medical insurance benefits.

The basic medical insurance premiums payable by the unemployed are paid from the unemployment insurance fund, and individuals do not pay the basic medical insurance premiums.