How to use medical insurance in social security

1. How to use medical insurance in social security?

Medical insurance in social security can be used as an identity card, which has the function of identification; Can be used as a bank card, only for domestic use; When using the "medical insurance card", the social security card is not equal to the "medical insurance card". Medical insurance is only one of the many functions carried by social security cards, and matters related to social services in the future can be handled through social security cards. You can pay for a pension.

Use social security card to directly enable social security function in designated medical insurance hospitals. When the insured person uses the social security card for the first time in a designated medical institution, he can directly activate the social security function by simply registering for outpatient service or hospitalization. When the insured uses the social security card for the first time in the designated medical insurance pharmacy, he inserts the original medical insurance card, and then inserts the social security card as required to activate the social security card.

1. When you go to a designated hospital for medical treatment, you can show your medical insurance card to prove your enrollment and registration. Individuals do not need to pay first and then reimburse, and can directly settle the medical insurance reimbursement with medical insurance and hospitals. Only when the account is settled can the self-funded part be paid with the balance of the medical insurance card or cash.

2. There is a deductible when reimbursement for hospitalization (the deductible standard is generally 10% of the average annual salary of employees in the city last year), which means that the money from the deductible needs to be paid by itself, and the part that exceeds the deductible can be reimbursed. The reimbursement rate varies from place to place, and different projects in different hospitals are different, about 80%.

2. Can social security only pay medical insurance?

Divided into the following two situations:

1. The unit pays medical insurance.

The five insurances paid by the unit cannot be paid only one, but must be paid at the same time. As long as you have a labor relationship with the employer, the employer must pay the five insurances for you within 30 days from the date of employment. It is illegal to pay less or not.

2. Individuals pay medical insurance.

If you pay social security yourself, you can only pay old-age insurance and medical insurance at the place where you register. In some places, old-age care or medical insurance can be paid separately, but in some places, medical insurance and old-age insurance are bundled. The payment standards vary from place to place, so it is recommended to consult the local social security agency directly or call the local social security bureau at 12333 for details.