What's the difference between a social security gold card and an ordinary card?

Legal analysis: The difference between social security gold card and silver card is that gold card refers to the insured who participates in comprehensive medical insurance, while silver card refers to the insured who participates in basic medical insurance for hospitalization. First, the nature of the insured units is different: municipal units use gold cards to participate in insurance; Urban units are insured with silver cards. Different payment bases: gold cards, units and individuals pay according to the average monthly salary of the insured in the previous year, and retirees pay according to the average salary of their own employees; Silver card, insurance by city? The average monthly salary of employees in the previous year is the base of payment, and retirees also pay according to this. Second, the payment ratio is different: gold card: the insured pays 2% of his salary, the unit pays 7.5% of the insured's salary (6.5% is comprehensive medical insurance, 1% is supplementary medical insurance), the retiree pays 5.5%, and the individual does not pay; Silver card, the unit pays 2% of the average monthly salary of employees in Dongguan last year, and the individual does not pay. Third, the maximum reimbursement limit is different: the silver card reimburses 40,000 yuan per year; The annual reimbursement rate of gold cards is 95% within 80,000 yuan, 85% above 80,000 yuan and below 654.38+ 10,000 yuan, and 70% above 654.38+ 10,000 yuan.

Legal basis: Article 7 of the Administrative Measures of the People's Republic of China on Social Security Cards. To apply for the issuance of social security cards, the following materials shall be submitted: (1) Fill in a complete application form for the issuance and registration of social security cards; (2) An explanation of the preparation for the issuance of social security cards; (3) The application fields and application file structures in the card that meet the requirements of the national unified specifications (including the application fields and indicators of local expansion); (four) the card face style designed according to the unified requirements; (five) the measures for the administration of social security cards in this area and the detailed rules for their implementation; (six) other materials required by Ministry of Human Resources and Social Security.