How can a child pay medical insurance without a medical insurance card?

The reimbursement methods for children who have paid medical insurance and have no medical insurance card are as follows:

1. If the child does not have a social security card, the medical expenses can be reimbursed through the parents' medical insurance card;

Unified registration of medical treatment in the name of children at their own expense, and deduction of parents' social security card when medical expenses are settled;

2. No card is required for reimbursement of the new rural cooperative medical system. Children can bring outpatient invoices and cooperative medical certificate calendars when they are reimbursed in rural medical insurance clinics, and hospitalization invoices, detailed expense lists, discharge summaries and other relevant certificates are required for hospitalization reimbursement;

3. The medical expenses for giving birth to a child shall be reimbursed by the maternity insurance fund. If it is not reimbursed by medical insurance, it shall be handled by the designated hospital or social security agency with the marriage certificate, social security card and family planning certificate;

Children can use their parents' medical insurance cards to see a doctor. When parents pay for their children's outpatient medical expenses, they need to indicate their parents' social security card number or ID number, their children's social security card number and their relationship on the back of the prescription, and leave their contact numbers and signatures.

Other ways of medical insurance reimbursement:

1. Using electronic social security cards: some areas support the use of electronic social security cards for medical expenses settlement and reimbursement;

2. Reimbursement with ID card: In some areas, ID card can be directly used as a medical insurance identity authentication tool to settle medical expenses;

3. Online reimbursement platform: Online medical insurance reimbursement service is provided in some areas, and you can submit reimbursement application through official website or special app;

4. Manual reimbursement at the window: if there is no medical insurance card, you can bring relevant materials to the service window of the medical insurance agency for manual reimbursement;

5. Reimbursement of mailing materials: If you can't go to the medical insurance agency in person, you can mail relevant medical expense documents and reimbursement materials for reimbursement as required.

To sum up, when children pay medical insurance but don't have a medical insurance card, they can reimburse medical expenses through their parents' medical insurance cards; For reimbursement of the new rural cooperative medical system, you only need to bring relevant supporting documents; The medical expenses for giving birth to children shall be reimbursed by the maternity insurance fund, and the relevant certificates shall be presented to the designated institution for medical treatment; Children can use their parents' medical insurance cards to see a doctor, but they need to indicate relevant information on the back of the prescription.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.