What can social security family service do?

The functions of social security family services are as follows:

1. Help family members to apply for electronic social security cards, especially the elderly and children who can't use smart phones and friends who can't apply for electronic social security cards themselves.

2. It is convenient to manage the bound family social security in several ways.

3, identity authentication: can help the elderly and children at home to apply for electronic service vouchers, online treatment qualification certification, fast login services (website, mobile app, automatic integrated machine).

4. Use social security services: social security rights inquiry, pension calculation and payment, treatment qualification certification, relationship transfer, etc.

5. Mobile payment: payment for social services, medical and drug purchases and other financial payments.

Social security refers to social insurance, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. Medical insurance is just one of the five social insurances. Medical insurance is insurance to compensate medical expenses caused by diseases. When employees get sick, injured or give birth, society or enterprises provide necessary medical services or material help.

The medical insurance for employees shall be shared by the unit and employees. The unit contribution ratio is 10%, and the individual contribution ratio is 2%. Individual monthly payment into the employee's personal medical insurance account belongs to the depositor. When we are on the platform, we can use the medical insurance personal account for consumption in designated medical insurance pharmacies and hospitals.

Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality. The medical insurance system is usually legislated and enforced by the state, and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the employees. Medical insurance also has two insurance functions: risk transfer and compensation transfer, that is, the economic losses caused by the disease risk to individuals are distributed to all members threatened by the same risk, and the economic losses caused by the disease are compensated by the centralized medical insurance fund. The establishment and improvement of medical insurance system will further promote social progress and production development.

legal ground

People's Republic of China (PRC) social insurance law

Fifteenth basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.