Job Recruitment Website - Social security inquiry - How does the Social Security Bureau handle business agency?
How does the Social Security Bureau handle business agency?
Procedures of the Labor Bureau for handling interest-free loans for business start-ups:
1. Provide the local community with the application form of the labor bureau for business start-up loan, and consult the loan-related matters;
2. Prepare the relevant materials of the labor bureau's business loan, such as ID card, household registration book, employment unemployment certificate, business license issued by the industrial and commercial department, and provide the information of the guarantor.
3, the labor and social security bureau to review the submitted information;
4. If approved, go through the guarantee formalities at the local guarantee center;
5. Commercial loans issued by credit cooperatives or banks to the Labor Bureau;
Second, how does the Social Security Bureau handle business agency?
You can go through the relevant formalities at the labor and social security department where your household registration is located, and register for employment and unemployment. With this certificate, such as business execution (copy), tax registration certificate, store lease contract and other valid documents, you can apply for a small secured loan at the social security bureau where your household registration is located. The second procedure is that the borrower voluntarily applies and submits documents to the labor and social security agency where your household registration is located or where you operate.
Review and recommend the community or street (township) labor security agencies to investigate the applicant's qualification, integrity, business premises, project market prospects, personal entrepreneurial ability, etc. after accepting the application, and issue a recommendation letter and report it to the guarantee institution.
When undertaking the qualification and project review of the guarantee applicant, the guarantee institution shall simplify the procedures to minimize or cancel the counter-guarantee.
The borrower who issues the loan signs a loan contract with the handling bank that issues the loan.
3. Loan interest rate, loan amount and time
Extension year of small secured loan
3. Where can I apply for a business guarantee loan and go to the bank to apply?
Users who want to apply for a business start-up loan can apply at the bank, or consult and apply at the social security or business start-up loan management center of the local community department. After the user submits the relevant information, he can repay the loan on time according to the process given by the loan bank. These are the places where you can apply for a business guarantee loan.
How to apply for an interest-free venture loan
1. Applicants need to bring their personal ID cards to the local community to issue a business loan certificate;
2. Print the detailed credit records of the People's Bank of China, requiring that there are no other commercial bank loan records except for student loans, poverty alleviation loans, first home loans and car purchase loans within 5 years from the date of submitting the application for business guarantee loans;
3. Apply for a business license and submit the materials to the Entrepreneurship Guarantee Loan Center of the Human Resources and Social Security Bureau for review;
4. After approval, sign a guarantee contract with the venture guarantee loan, and then sign a loan contract with the commercial bank, waiting for the bank to make the next payment.
What about starting a business in loans overdue?
1. If the overdue time is short, the user can make a statement to the official website customer service of the loan bank and apply for deferred repayment. Generally speaking, banks will allow a few days' delay;
2. If the overdue time is long, the applicant needs to take the initiative to contact the bank, explain the reasons for the overdue and take appropriate rescue measures, but only need to return the money as soon as possible and bear part of the penalty interest;
3. For users who are really short of money, they can apply for loans from relatives and friends first, or try to raise funds and then apply for personal loans to pay off the bank's entrepreneurial loans.
Conditions for starting a business loan for the disabled
1. Applicants need to have a disabled person's card, their business plan needs to be filed by the industrial and commercial tax authorities, and they need to have a formal industrial and commercial business license;
2. The applicant's credit is stable and there is no abnormal credit record;
3. The loan applicant has certain operating assets, and the entrepreneurial project must comply with state regulations;
4. The loan applicant will have certain repayment ability and good repayment will;
5. Other standards required by the lending institution.
What is a college student entrepreneurship loan?
College students' entrepreneurship loans refer to unsecured and unsecured credit loans provided by banks and other financial institutions for college students' entrepreneurship, which are generally accompanied by preferential policies of government departments, mainly involving financing, business opening, taxation, entrepreneurship training and counseling. In addition, there will be some loan platforms and institutions in the market to provide entrepreneurial loans for college students, but the loan interest is unbearable for college students without fixed income. So be sure to think carefully before choosing. This article is mainly about the knowledge points about where to apply for a business guarantee loan, and the content is for reference only.
4. What are the processes of social security bureau micropayment?
Our Ping An company has simple procedures, so long as there is insurance, we don't need anything, and we can check in directly.
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