Job Recruitment Website - Social security inquiry - Is it meaningful to start paying five insurances and one gold at the age of 50?
Is it meaningful to start paying five insurances and one gold at the age of 50?
From the perspective of social security, you have to pay 15 years to enjoy the minimum pension, but a 50-year-old person has to pay 15 years to get 65. Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.
The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.
Social insurance is an important part of the social security system and occupies a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.
Social insurance is the most important part of the social security system. Therefore, when discussing the history of social insurance, social insurance cannot be separated from social security.
Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC), if an individual participates in the basic old-age insurance and pays less than fifteen years when he reaches the statutory retirement age, he can pay the fee for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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