Work for a while and study social security.

1. During graduate school, you can choose to stop paying the endowment insurance in social insurance. You can continue to pay no matter where you work after graduation. As long as the accumulated payment is 15 years, you can enjoy the pension benefits after retirement.

2. Medical insurance in social insurance needs to be paid continuously. You can choose to pay in graduate school. The original medical insurance relationship needs to be transferred in the medical insurance institution of the school.

According to the current policy, the social insurance you paid in the private enterprise will be sealed and kept by the local social insurance agency, and will not be transferred out or invalidated. Please rest assured.

4. When you return to work in the future, if you return to your previous insurance work, you will continue to pay directly at the insured place. If you work outside the insured place, you can ask the social security agency of the newly insured place to transfer the paid social insurance relationship to the social security agency of the newly insured place.

5. The place where you finally enjoy the pension is determined by your continuous payment in that place 10 years. If the accumulated payment has reached 15 years, but each payment has not reached 10 years, then you can only go back to the place where you registered.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.