Why are there two social security cards?

Generally speaking, there are cases where a person has two social security cards. The main reason for having two social security cards is that he changed his life in a city because of job transfer and other reasons, and there will be another social security card in a new city. The original city will also have a social security card, so there will be two social security cards.

First, what is social security?

Social security, the full name of social insurance, refers to the social insurance or security mechanism to help citizens face certain social risks, such as unemployment, illness, accidents, aging and death, or to protect basic living resources, such as education and medical care. Modern social insurance was founded by otto von bismarck in the 9th century.

Second, how to pay social security:

1. How do individuals pay social security? They can apply for social security as freelancers.

2. Insurance conditions: urban hukou or rural hukou.

3. Handling location: local community street social security service points, or district and county social security bureaus.

4. How do individuals pay the basic information needed in social security issues: household registration book, ID card and photocopy, and two 1 inch photos.

5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

Third, how do foreign accounts pay their own social security?

If the foreign hukou personnel want to apply for social security locally, they need to go through the formalities of "social security transfer". The specific procedures are as follows:

1. After the insured establishes the basic old-age insurance relationship in the new employment place and pays the fee according to the regulations, the employer or the insured shall submit a written application for the transfer and continuation of the basic old-age insurance relationship to the social security agency in the new employment place.

2. The social security agency of the newly insured place will review the application for transfer and continuation within 15 working days, send a consent letter to the social security agency where the insured person's original basic old-age insurance relationship is located, and provide relevant information; Do not meet the transfer conditions, make a written explanation to the applicant or the insured.

3. The social security agency where the original basic old-age insurance relationship is located shall handle all the transfer and connection procedures within 15 working days after receiving the bid-winning notice.

4. After the new insurance agency receives the basic old-age insurance relationship and funds transferred by the social security agency where the original basic old-age insurance relationship of the insured person is located, it shall complete the relevant procedures within 15 working days, and notify the employer or the insured person of the confirmation in time.

5. Accumulated calculation of the payment period of endowment insurance, there is a gap in the middle, which can be supplemented or not.

Four, personal social security policies and regulations

1. The payment base for urban individual industrial and commercial households and flexible employees to participate in the basic old-age insurance is the average salary of local employees in the previous year, and the payment ratio is 20%, of which 8% is credited to personal accounts. After retirement, the basic pension will be paid according to the basic pension plan for enterprise employees.

2, medical insurance, freelancers, self-employed insured, you can choose to establish a pool fund, not to establish a personal account, according to the local average monthly salary of 4.2% to pay the basic medical insurance premium; You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account! Employees participate in medical insurance, the unit is 6%, and the individual is 2%.

3. After completing the old-age insurance procedures, pay medical insurance to the local medical insurance center with the old-age insurance procedures and related documents.

4. Minimum payment period of endowment insurance 15 years, and minimum payment period of medical insurance is 25 years. When they reach retirement age, they can apply for pension benefits and medical reimbursement concessions.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.